https://inl3.com/ Sun, 01 Nov 2026 09:58:15 +0000 MyBB https://inl3.com/showthread.php?tid=3459 Wed, 28 Oct 2026 19:56:18 -0600 INL3 保險新聞台]]> https://inl3.com/showthread.php?tid=3459 北加州九縣 Medicare 輔導：HICAP Services 聯絡與預約準備

【常青服務指南｜北加州九縣】

HICAP Services 是 Legal Services of Northern California 的計劃，為已加入或即將符合 Medicare 資格的人、家人及照顧者提供免費、保密且客觀的輔導。服務範圍包括 El Dorado、Nevada、Placer、Sacramento、San Joaquin、Sierra、Sutter、Yolo 和 Yuba 九縣；

輔導員可協助了解 Medicare 各部分、Medigap、處方藥保障、加入時段、醫療帳單、拒絕保障或付款的申訴，以及可能協助支付 Medicare 費用的計劃。該機構表示不銷售保險、不收保險佣金，也不背書個別保險公司或計劃。輔導不代表保險承保、理賠或援助資格已獲批准。

總辦公室為 505 12th Street, Sacramento, CA 95814，電話 916-376-8915；免費電話為 800-434-0222，電郵 hicap@lsnc.net。聾人或聽障人士可使用官網另列的 lsnc.hicap@lsnc.net。各縣有不同輔導聯絡方式，請由官方 Contact Us 頁查找所在縣，再確認地點及可預約時間，不把總辦公室地址當作所有縣的會面地點。

官方建議預約時備妥 Medicare 卡、其他健康保險卡、處方藥清單，以及想詢問的 Medicare 文件。若接入留言信箱，請留一則訊息；官網說明一般預留兩個工作天回覆，Open Enrollment 期間三個工作天。這是機構的回覆指引，不保證特定日期能取得預約。取消預約可致電 916-376-8915。

官方來源：https://hicapservices.net/ ｜ 聯絡及預約準備：https://hicapservices.net/contact-us/ ｜ 計劃介紹：https://hicapservices.net/about/
查閱日期：2026年10月28日（America/Vancouver）。原刊日期未提供；本文為服務指南。

圖片：文件簽署情境實拍，非 HICAP Services 機構、輔導員或服務使用者。Alena Darmel / Pexels；拍攝日期欄列2021年4月14日，地點未核實。來源：https://www.pexels.com/photo/a-person-signing-a-contract-7641842/ ；授權：https://www.pexels.com/license/

English
Medicare counseling in nine Northern California counties: HICAP Services contacts and preparation

［Evergreen service guide | Nine Northern California counties］

HICAP Services, a program of Legal Services of Northern California, provides free, confidential and unbiased counseling for people enrolled in or approaching eligibility for Medicare, their families and caregivers. It serves El Dorado, Nevada, Placer, Sacramento, San Joaquin, Sierra, Sutter, Yolo and Yuba counties.

Counselors can explain Medicare’s parts, Medigap, prescription coverage, enrollment periods, medical bills, coverage or payment appeals, and programs that may help with Medicare costs. The organization says it does not sell insurance, receive insurance commissions or endorse specific insurers or plans. Counseling does not establish coverage, claim approval or financial-assistance eligibility.

The main office is at 505 12th Street, Sacramento, CA 95814; call 916-376-8915. The toll-free number is 800-434-0222, and the email is hicap@lsnc.net. The website separately lists lsnc.hicap@lsnc.net for deaf or hard-of-hearing users. County counseling contacts differ: use the official Contact Us page to find your county and confirm the location and appointment availability. The main-office address is not every county’s meeting site.

The program asks clients to prepare their Medicare card, other health-insurance cards, prescription list and relevant Medicare documents. If voicemail answers, leave one message. Its stated response guidance is two business days, or three during Open Enrollment; this does not guarantee an appointment on a particular date. To cancel an appointment, call 916-376-8915.

Official sources: https://hicapservices.net/ | Contacts and preparation: https://hicapservices.net/contact-us/ | About the program: https://hicapservices.net/about/
Checked October 28, 2026 (America/Vancouver). Original publication date not provided; this is a service guide.

Photo: real paperwork-signing context, not HICAP Services premises, counselors or service users. Alena Darmel / Pexels; the capture-date field lists April 14, 2021, with location unverified. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ | License: https://www.pexels.com/license/


Alena Darmel / Pexels

---
來源 / Source: Legal Services of Northern California — HICAP Services
原文與詳細資訊 / Read the original source

由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。
Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.]]> 北加州九縣 Medicare 輔導：HICAP Services 聯絡與預約準備

【常青服務指南｜北加州九縣】

HICAP Services 是 Legal Services of Northern California 的計劃，為已加入或即將符合 Medicare 資格的人、家人及照顧者提供免費、保密且客觀的輔導。服務範圍包括 El Dorado、Nevada、Placer、Sacramento、San Joaquin、Sierra、Sutter、Yolo 和 Yuba 九縣；

輔導員可協助了解 Medicare 各部分、Medigap、處方藥保障、加入時段、醫療帳單、拒絕保障或付款的申訴，以及可能協助支付 Medicare 費用的計劃。該機構表示不銷售保險、不收保險佣金，也不背書個別保險公司或計劃。輔導不代表保險承保、理賠或援助資格已獲批准。

總辦公室為 505 12th Street, Sacramento, CA 95814，電話 916-376-8915；免費電話為 800-434-0222，電郵 hicap@lsnc.net。聾人或聽障人士可使用官網另列的 lsnc.hicap@lsnc.net。各縣有不同輔導聯絡方式，請由官方 Contact Us 頁查找所在縣，再確認地點及可預約時間，不把總辦公室地址當作所有縣的會面地點。

官方建議預約時備妥 Medicare 卡、其他健康保險卡、處方藥清單，以及想詢問的 Medicare 文件。若接入留言信箱，請留一則訊息；官網說明一般預留兩個工作天回覆，Open Enrollment 期間三個工作天。這是機構的回覆指引，不保證特定日期能取得預約。取消預約可致電 916-376-8915。

官方來源：https://hicapservices.net/ ｜ 聯絡及預約準備：https://hicapservices.net/contact-us/ ｜ 計劃介紹：https://hicapservices.net/about/
查閱日期：2026年10月28日（America/Vancouver）。原刊日期未提供；本文為服務指南。

圖片：文件簽署情境實拍，非 HICAP Services 機構、輔導員或服務使用者。Alena Darmel / Pexels；拍攝日期欄列2021年4月14日，地點未核實。來源：https://www.pexels.com/photo/a-person-signing-a-contract-7641842/ ；授權：https://www.pexels.com/license/

English
Medicare counseling in nine Northern California counties: HICAP Services contacts and preparation

［Evergreen service guide | Nine Northern California counties］

HICAP Services, a program of Legal Services of Northern California, provides free, confidential and unbiased counseling for people enrolled in or approaching eligibility for Medicare, their families and caregivers. It serves El Dorado, Nevada, Placer, Sacramento, San Joaquin, Sierra, Sutter, Yolo and Yuba counties.

Counselors can explain Medicare’s parts, Medigap, prescription coverage, enrollment periods, medical bills, coverage or payment appeals, and programs that may help with Medicare costs. The organization says it does not sell insurance, receive insurance commissions or endorse specific insurers or plans. Counseling does not establish coverage, claim approval or financial-assistance eligibility.

The main office is at 505 12th Street, Sacramento, CA 95814; call 916-376-8915. The toll-free number is 800-434-0222, and the email is hicap@lsnc.net. The website separately lists lsnc.hicap@lsnc.net for deaf or hard-of-hearing users. County counseling contacts differ: use the official Contact Us page to find your county and confirm the location and appointment availability. The main-office address is not every county’s meeting site.

The program asks clients to prepare their Medicare card, other health-insurance cards, prescription list and relevant Medicare documents. If voicemail answers, leave one message. Its stated response guidance is two business days, or three during Open Enrollment; this does not guarantee an appointment on a particular date. To cancel an appointment, call 916-376-8915.

Official sources: https://hicapservices.net/ | Contacts and preparation: https://hicapservices.net/contact-us/ | About the program: https://hicapservices.net/about/
Checked October 28, 2026 (America/Vancouver). Original publication date not provided; this is a service guide.

Photo: real paperwork-signing context, not HICAP Services premises, counselors or service users. Alena Darmel / Pexels; the capture-date field lists April 14, 2021, with location unverified. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ | License: https://www.pexels.com/license/


Alena Darmel / Pexels

---
來源 / Source: Legal Services of Northern California — HICAP Services
原文與詳細資訊 / Read the original source

由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。
Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.]]> https://inl3.com/showthread.php?tid=3453 Wed, 28 Oct 2026 19:36:41 -0600 INL3 保險新聞台]]> https://inl3.com/showthread.php?tid=3453 Humboldt 與 Del Norte：A1AA 免費 Medicare 輔導預約指南

【常青服務指南｜加州 Humboldt、Del Norte 縣】

Area 1 Agency on Aging（A1AA）的 Health Insurance Counseling and Advocacy Program（HICAP）提供免費、客觀的 Medicare 資訊及個別輔導。已受訓並向加州老齡部門登記的輔導員可協助了解 Original Medicare、Medicare Advantage、Medigap、處方藥保障、政府援助及長期照護保險，也可協助釐清拒賠或申訴問題。

所有輔導地點均採預約制。Humboldt 與 Del Norte 兩縣可致電 707-444-3000 或 800-434-0222，或聯絡 hicap@a1aa.org 安排。官方網站也列有預約申請頁；送出申請不等於已獲確認的預約。Eureka 的 A1AA 輔導地點為 333 J Street, Eureka, CA 95501；其他地點的安排應先向專線確認。

A1AA 官網列出的週一至週五上午9時至下午4時是一般辦公資訊，不能當作每個輔導點的服務時段。請預約時確認實際時間及地點。輔導員不替你選擇計劃，也不銷售、背書或推薦特定保險產品；即使獲協助加入自選計劃，保單合約仍須由本人負責。此服務介紹不保證理賠或特定保障結果。

官方來源：https://a1aa.org/hicap/ ｜ 輔導地點及預約方式：https://a1aa.org/hicap-approved-counseling-sites/ ｜ 預約申請頁：https://a1aa.org/requestappt/ ｜ 一般辦公資訊：https://a1aa.org/
查閱日期：2026年10月28日（America/Vancouver）。原刊日期未提供；本文為服務指南。

圖片：文件簽署情境實拍，非 A1AA 機構、輔導員或服務使用者。Alena Darmel / Pexels；拍攝日期欄列2021年4月14日，地點未核實。來源：https://www.pexels.com/photo/a-person-signing-a-contract-7641842/ ；授權：https://www.pexels.com/license/

English
Humboldt and Del Norte: arranging free Medicare counseling with A1AA

［Evergreen service guide | Humboldt and Del Norte counties, California］

Area 1 Agency on Aging (A1AA) offers free, objective Medicare information and individual counseling through its Health Insurance Counseling and Advocacy Program (HICAP). Trained counselors registered with the California Department of Aging can explain Original Medicare, Medicare Advantage, Medigap, prescription drug coverage, government assistance and long-term care insurance, and help clarify denials or appeals.

All counseling locations require an appointment. For Humboldt and Del Norte counties, call 707-444-3000 or 800-434-0222, or contact hicap@a1aa.org. The official website also links to an appointment-request page; a request is not a confirmed booking. A1AA’s Eureka counseling location is 333 J Street, Eureka, CA 95501. Confirm arrangements for other locations with the program.

The website’s Monday–Friday, 9 a.m.–4 p.m. hours describe general office information, not a counseling schedule for every location. Confirm the actual time and place when booking. Counselors do not choose a plan for you, sell insurance, or endorse or recommend a specific product. If a counselor helps you enroll in your chosen plan, you remain responsible for the contract. This access guide does not guarantee a claim or coverage outcome.

Official sources: https://a1aa.org/hicap/ | Counseling locations and appointments: https://a1aa.org/hicap-approved-counseling-sites/ | Appointment request: https://a1aa.org/requestappt/ | General office information: https://a1aa.org/
Checked October 28, 2026 (America/Vancouver). Original publication date not provided; this is a service guide.

Photo: real paperwork-signing context, not A1AA premises, counselors or service users. Alena Darmel / Pexels; the capture-date field lists April 14, 2021, with location unverified. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ | License: https://www.pexels.com/license/


Alena Darmel / Pexels

---
來源 / Source: Area 1 Agency on Aging
原文與詳細資訊 / Read the original source

由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。
Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.]]> Humboldt 與 Del Norte：A1AA 免費 Medicare 輔導預約指南

【常青服務指南｜加州 Humboldt、Del Norte 縣】

Area 1 Agency on Aging（A1AA）的 Health Insurance Counseling and Advocacy Program（HICAP）提供免費、客觀的 Medicare 資訊及個別輔導。已受訓並向加州老齡部門登記的輔導員可協助了解 Original Medicare、Medicare Advantage、Medigap、處方藥保障、政府援助及長期照護保險，也可協助釐清拒賠或申訴問題。

所有輔導地點均採預約制。Humboldt 與 Del Norte 兩縣可致電 707-444-3000 或 800-434-0222，或聯絡 hicap@a1aa.org 安排。官方網站也列有預約申請頁；送出申請不等於已獲確認的預約。Eureka 的 A1AA 輔導地點為 333 J Street, Eureka, CA 95501；其他地點的安排應先向專線確認。

A1AA 官網列出的週一至週五上午9時至下午4時是一般辦公資訊，不能當作每個輔導點的服務時段。請預約時確認實際時間及地點。輔導員不替你選擇計劃，也不銷售、背書或推薦特定保險產品；即使獲協助加入自選計劃，保單合約仍須由本人負責。此服務介紹不保證理賠或特定保障結果。

官方來源：https://a1aa.org/hicap/ ｜ 輔導地點及預約方式：https://a1aa.org/hicap-approved-counseling-sites/ ｜ 預約申請頁：https://a1aa.org/requestappt/ ｜ 一般辦公資訊：https://a1aa.org/
查閱日期：2026年10月28日（America/Vancouver）。原刊日期未提供；本文為服務指南。

圖片：文件簽署情境實拍，非 A1AA 機構、輔導員或服務使用者。Alena Darmel / Pexels；拍攝日期欄列2021年4月14日，地點未核實。來源：https://www.pexels.com/photo/a-person-signing-a-contract-7641842/ ；授權：https://www.pexels.com/license/

English
Humboldt and Del Norte: arranging free Medicare counseling with A1AA

［Evergreen service guide | Humboldt and Del Norte counties, California］

Area 1 Agency on Aging (A1AA) offers free, objective Medicare information and individual counseling through its Health Insurance Counseling and Advocacy Program (HICAP). Trained counselors registered with the California Department of Aging can explain Original Medicare, Medicare Advantage, Medigap, prescription drug coverage, government assistance and long-term care insurance, and help clarify denials or appeals.

All counseling locations require an appointment. For Humboldt and Del Norte counties, call 707-444-3000 or 800-434-0222, or contact hicap@a1aa.org. The official website also links to an appointment-request page; a request is not a confirmed booking. A1AA’s Eureka counseling location is 333 J Street, Eureka, CA 95501. Confirm arrangements for other locations with the program.

The website’s Monday–Friday, 9 a.m.–4 p.m. hours describe general office information, not a counseling schedule for every location. Confirm the actual time and place when booking. Counselors do not choose a plan for you, sell insurance, or endorse or recommend a specific product. If a counselor helps you enroll in your chosen plan, you remain responsible for the contract. This access guide does not guarantee a claim or coverage outcome.

Official sources: https://a1aa.org/hicap/ | Counseling locations and appointments: https://a1aa.org/hicap-approved-counseling-sites/ | Appointment request: https://a1aa.org/requestappt/ | General office information: https://a1aa.org/
Checked October 28, 2026 (America/Vancouver). Original publication date not provided; this is a service guide.

Photo: real paperwork-signing context, not A1AA premises, counselors or service users. Alena Darmel / Pexels; the capture-date field lists April 14, 2021, with location unverified. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ | License: https://www.pexels.com/license/


Alena Darmel / Pexels

---
來源 / Source: Area 1 Agency on Aging
原文與詳細資訊 / Read the original source

由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。
Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.]]> https://inl3.com/showthread.php?tid=3445 Wed, 28 Oct 2026 15:53:20 -0600 INL3 保險新聞台]]> https://inl3.com/showthread.php?tid=3445 BayLegal 健康保障求助：先備通知與帳單，再聯絡專線

常青參考指南｜灣區低收入居民如遇醫療保障、服務被拒或醫療帳單問題，可向 Bay Area Legal Aid 的 Health Consumer Center 查詢。專線為 1-855-693-7285，官方現行接線時間是週一至週四上午9時至下午1時。請使用這條健康保障專線，並向人員確認你的居住地及個案是否符合服務資格。

服務頁列出公共及私人健康保險的登記與保障問題，包括 Medi-Cal、Medicare、Covered California，以及有爭議的醫療帳單或醫療債務。來電前準備相關通知、信件、帳單及文件，讓人員了解情況；如需要語言協助，可在接通時提出並確認安排。

人員先判斷問題是否屬服務優先範圍，再進行簡短而保密的資格查詢，之後可能提供法律意見、一般資料或轉介。聯絡不代表已接受法律代表委託，也不保證保障或理賠成功。聽障人士可使用加州轉接服務711；TTY為1-800-735-2929。本文只整理公開求助程序。

官方來源：
https://baylegal.org/legal-areas/health-care-access/
https://baylegal.org/get-help/
查閱：2026年10月28日；原刊日期未確認。

圖片：文件簽署情境實拍；非本文機構、輔導員或服務使用者。Pexels 拍攝日期欄列2021年4月14日，地點未核實。
Alena Darmel / Pexels
https://www.pexels.com/photo/a-person-si...t-7641842/
授權：https://www.pexels.com/license/

English
BayLegal health coverage help: prepare notices and bills before calling

Evergreen reference guide. Low-income Bay Area residents with health coverage, denied-service or medical-billing problems can contact Bay Area Legal Aid’s Health Consumer Center at 1-855-693-7285. Current published hotline hours are Monday through Thursday, 9 a.m. to 1 p.m. Use this health-specific line and confirm whether your residence and case meet the program’s eligibility rules.

The service page covers enrollment and coverage problems involving public and private insurance, including Medi-Cal, Medicare and Covered California, as well as disputed medical bills and medical debt. Have related notices, letters, bills and documents available. If you need language assistance, ask staff to confirm the arrangements.

Staff first determine whether the issue falls within case priorities, then conduct a short confidential eligibility intake. They may provide legal advice, general information or a referral. Contact does not establish legal representation or guarantee coverage or claim approval. California Relay Service is available through 711, or TTY 1-800-735-2929. This article summarizes the public help-seeking process.

Official sources:
https://baylegal.org/legal-areas/health-care-access/
https://baylegal.org/get-help/
Checked October 28, 2026; original publication date not established.

Photo: Real document-signing context photo; not the named organization, counselors or clients. Pexels lists April 14, 2021 as the capture date; location is unverified.
Alena Darmel / Pexels
https://www.pexels.com/photo/a-person-si...t-7641842/
License: https://www.pexels.com/license/


Alena Darmel / Pexels

---
來源 / Source: Bay Area Legal Aid
原文與詳細資訊 / Read the original source

由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。
Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.]]> BayLegal 健康保障求助：先備通知與帳單，再聯絡專線

常青參考指南｜灣區低收入居民如遇醫療保障、服務被拒或醫療帳單問題，可向 Bay Area Legal Aid 的 Health Consumer Center 查詢。專線為 1-855-693-7285，官方現行接線時間是週一至週四上午9時至下午1時。請使用這條健康保障專線，並向人員確認你的居住地及個案是否符合服務資格。

服務頁列出公共及私人健康保險的登記與保障問題，包括 Medi-Cal、Medicare、Covered California，以及有爭議的醫療帳單或醫療債務。來電前準備相關通知、信件、帳單及文件，讓人員了解情況；如需要語言協助，可在接通時提出並確認安排。

人員先判斷問題是否屬服務優先範圍，再進行簡短而保密的資格查詢，之後可能提供法律意見、一般資料或轉介。聯絡不代表已接受法律代表委託，也不保證保障或理賠成功。聽障人士可使用加州轉接服務711；TTY為1-800-735-2929。本文只整理公開求助程序。

官方來源：
https://baylegal.org/legal-areas/health-care-access/
https://baylegal.org/get-help/
查閱：2026年10月28日；原刊日期未確認。

圖片：文件簽署情境實拍；非本文機構、輔導員或服務使用者。Pexels 拍攝日期欄列2021年4月14日，地點未核實。
Alena Darmel / Pexels
https://www.pexels.com/photo/a-person-si...t-7641842/
授權：https://www.pexels.com/license/

English
BayLegal health coverage help: prepare notices and bills before calling

Evergreen reference guide. Low-income Bay Area residents with health coverage, denied-service or medical-billing problems can contact Bay Area Legal Aid’s Health Consumer Center at 1-855-693-7285. Current published hotline hours are Monday through Thursday, 9 a.m. to 1 p.m. Use this health-specific line and confirm whether your residence and case meet the program’s eligibility rules.

The service page covers enrollment and coverage problems involving public and private insurance, including Medi-Cal, Medicare and Covered California, as well as disputed medical bills and medical debt. Have related notices, letters, bills and documents available. If you need language assistance, ask staff to confirm the arrangements.

Staff first determine whether the issue falls within case priorities, then conduct a short confidential eligibility intake. They may provide legal advice, general information or a referral. Contact does not establish legal representation or guarantee coverage or claim approval. California Relay Service is available through 711, or TTY 1-800-735-2929. This article summarizes the public help-seeking process.

Official sources:
https://baylegal.org/legal-areas/health-care-access/
https://baylegal.org/get-help/
Checked October 28, 2026; original publication date not established.

Photo: Real document-signing context photo; not the named organization, counselors or clients. Pexels lists April 14, 2021 as the capture date; location is unverified.
Alena Darmel / Pexels
https://www.pexels.com/photo/a-person-si...t-7641842/
License: https://www.pexels.com/license/


Alena Darmel / Pexels

---
來源 / Source: Bay Area Legal Aid
原文與詳細資訊 / Read the original source

由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。
Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.]]> https://inl3.com/showthread.php?tid=3438 Wed, 28 Oct 2026 15:46:43 -0600 INL3 保險新聞台]]> https://inl3.com/showthread.php?tid=3438 Contra Costa HICAP：年度登記諮詢與一般查詢分開預約

常青參考指南｜Contra Costa 縣居民可向縣內 HICAP 查詢免費、客觀的 Medicare 及相關保險諮詢。一般問題可致電 (925) 655-1393；年度登記期的保障選擇問題，官方聯絡頁指示使用專用 Counseling Registration Form，只選一種諮詢方式，之後等候人員確認。填表不代表已確定預約。

諮詢有電話、Zoom及面談選項；據點頁說明不安排即日預約，地點和時段可能調整。面談及電話諮詢可按要求安排免費翻譯，預約時請說明所需語言。準備 Medicare／私人保險卡、保障文件、帳單、往來紀錄及藥物清單，有助輔導員了解問題。

年度登記期來電較多，官方提示回覆可能需一週；請勿重複留言。外縣居民應向所在地 HICAP／SHIP 查詢。輔導員協助理解選項，不會代你選保單，亦不保證獲批保障或理賠。

官方來源：
https://cchicap.org/contact/
https://cchicap.org/locations/
https://cchicap.org/annual-enrollment-pe...tion-form/
查閱：2026年10月28日；原刊日期未確認。

圖片：文件簽署情境實拍；非本文機構、輔導員或服務使用者。Pexels 拍攝日期欄列2021年4月14日，地點未核實。
Alena Darmel / Pexels
https://www.pexels.com/photo/a-person-si...t-7641842/
授權：https://www.pexels.com/license/

English
Contra Costa HICAP: separate annual-enrollment counseling from general inquiries

Evergreen reference guide. Contra Costa County residents can ask local HICAP for free, unbiased counseling about Medicare and related insurance. Call (925) 655-1393 for general questions. For annual-enrollment coverage choices, the official contact page directs clients to the dedicated Counseling Registration Form. Select only one counseling option and wait for staff confirmation; submitting the form does not confirm an appointment.

Telephone, Zoom and in-person options are available. The locations page says same-day appointments are not scheduled and site schedules may change. Free translation is available on request for in-person and telephone counseling; specify the language needed when booking. Prepare Medicare and private insurance cards, coverage documents, bills, correspondence notes and a medication list.

During annual enrollment, the contact page warns that callbacks may take a week; do not leave repeated messages. Residents of other counties should contact their local HICAP or SHIP. Counselors explain options and do not choose a plan for you or guarantee coverage or claim approval.

Official sources:
https://cchicap.org/contact/
https://cchicap.org/locations/
https://cchicap.org/annual-enrollment-pe...tion-form/
Checked October 28, 2026; original publication date not established.

Photo: Real document-signing context photo; not the named organization, counselors or clients. Pexels lists April 14, 2021 as the capture date; location is unverified.
Alena Darmel / Pexels
https://www.pexels.com/photo/a-person-si...t-7641842/
License: https://www.pexels.com/license/


Alena Darmel / Pexels

---
來源 / Source: Contra Costa County HICAP
原文與詳細資訊 / Read the original source

由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。
Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.]]> Contra Costa HICAP：年度登記諮詢與一般查詢分開預約

常青參考指南｜Contra Costa 縣居民可向縣內 HICAP 查詢免費、客觀的 Medicare 及相關保險諮詢。一般問題可致電 (925) 655-1393；年度登記期的保障選擇問題，官方聯絡頁指示使用專用 Counseling Registration Form，只選一種諮詢方式，之後等候人員確認。填表不代表已確定預約。

諮詢有電話、Zoom及面談選項；據點頁說明不安排即日預約，地點和時段可能調整。面談及電話諮詢可按要求安排免費翻譯，預約時請說明所需語言。準備 Medicare／私人保險卡、保障文件、帳單、往來紀錄及藥物清單，有助輔導員了解問題。

年度登記期來電較多，官方提示回覆可能需一週；請勿重複留言。外縣居民應向所在地 HICAP／SHIP 查詢。輔導員協助理解選項，不會代你選保單，亦不保證獲批保障或理賠。

官方來源：
https://cchicap.org/contact/
https://cchicap.org/locations/
https://cchicap.org/annual-enrollment-pe...tion-form/
查閱：2026年10月28日；原刊日期未確認。

圖片：文件簽署情境實拍；非本文機構、輔導員或服務使用者。Pexels 拍攝日期欄列2021年4月14日，地點未核實。
Alena Darmel / Pexels
https://www.pexels.com/photo/a-person-si...t-7641842/
授權：https://www.pexels.com/license/

English
Contra Costa HICAP: separate annual-enrollment counseling from general inquiries

Evergreen reference guide. Contra Costa County residents can ask local HICAP for free, unbiased counseling about Medicare and related insurance. Call (925) 655-1393 for general questions. For annual-enrollment coverage choices, the official contact page directs clients to the dedicated Counseling Registration Form. Select only one counseling option and wait for staff confirmation; submitting the form does not confirm an appointment.

Telephone, Zoom and in-person options are available. The locations page says same-day appointments are not scheduled and site schedules may change. Free translation is available on request for in-person and telephone counseling; specify the language needed when booking. Prepare Medicare and private insurance cards, coverage documents, bills, correspondence notes and a medication list.

During annual enrollment, the contact page warns that callbacks may take a week; do not leave repeated messages. Residents of other counties should contact their local HICAP or SHIP. Counselors explain options and do not choose a plan for you or guarantee coverage or claim approval.

Official sources:
https://cchicap.org/contact/
https://cchicap.org/locations/
https://cchicap.org/annual-enrollment-pe...tion-form/
Checked October 28, 2026; original publication date not established.

Photo: Real document-signing context photo; not the named organization, counselors or clients. Pexels lists April 14, 2021 as the capture date; location is unverified.
Alena Darmel / Pexels
https://www.pexels.com/photo/a-person-si...t-7641842/
License: https://www.pexels.com/license/


Alena Darmel / Pexels

---
來源 / Source: Contra Costa County HICAP
原文與詳細資訊 / Read the original source

由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。
Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.]]> https://inl3.com/showthread.php?tid=3424 Wed, 28 Oct 2026 11:56:23 -0600 INL3 保險新聞台]]> https://inl3.com/showthread.php?tid=3424 洛杉磯縣 Center for Health Care Rights：Medicare 中文諮詢與急件分流

常青參考指南｜洛杉磯縣居民如年滿60歲，或是任何年齡的 Medicare 受益人，可向 Center for Health Care Rights 查詢免費諮詢。致電 800-434-0222，或使用官方預約表；國語及粵語留言信箱可留下回電資料。機構表示三個工作日內回電安排輔導員或口譯，面談亦須預約。

如面臨出院、處方藥取得困難或保障終止等急迫問題，請向接待人員說明，以接受當日電話預約篩查；不保證當日解決。

官方來源：
https://healthcarerights.org/get-help
查閱：2026年10月28日；原刊日期未確認。

圖片：文件處理情境實拍，並非本文機構、輔導員或服務使用者。
Alena Darmel / Pexels
https://www.pexels.com/photo/a-person-si...t-7641842/
授權：https://www.pexels.com/license/

English
Los Angeles County Medicare help: CHCR language support and urgent-case screening

Evergreen reference guide. Los Angeles County residents aged 60 or older, or Medicare beneficiaries of any age, can seek free counseling from the Center for Health Care Rights. Call 800-434-0222 or use its appointment form. Mandarin and Cantonese voicemail options are available. The center states that staff call back within three business days to arrange counseling or interpretation; in-person visits also require booking.

Tell reception about urgent discharge, prescription-access or coverage-termination problems for same-day telephone appointment screening. Screening does not guarantee same-day resolution.

Official sources:
https://healthcarerights.org/get-help
Checked October 28, 2026; original publication date not established.

Photo: Real paperwork context photograph; not the named organization, counselors or clients.
Alena Darmel / Pexels
https://www.pexels.com/photo/a-person-si...t-7641842/
License: https://www.pexels.com/license/


Alena Darmel / Pexels

---
來源 / Source: Center for Health Care Rights
原文與詳細資訊 / Read the original source

由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。
Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.]]> 洛杉磯縣 Center for Health Care Rights：Medicare 中文諮詢與急件分流

常青參考指南｜洛杉磯縣居民如年滿60歲，或是任何年齡的 Medicare 受益人，可向 Center for Health Care Rights 查詢免費諮詢。致電 800-434-0222，或使用官方預約表；國語及粵語留言信箱可留下回電資料。機構表示三個工作日內回電安排輔導員或口譯，面談亦須預約。

如面臨出院、處方藥取得困難或保障終止等急迫問題，請向接待人員說明，以接受當日電話預約篩查；不保證當日解決。

官方來源：
https://healthcarerights.org/get-help
查閱：2026年10月28日；原刊日期未確認。

圖片：文件處理情境實拍，並非本文機構、輔導員或服務使用者。
Alena Darmel / Pexels
https://www.pexels.com/photo/a-person-si...t-7641842/
授權：https://www.pexels.com/license/

English
Los Angeles County Medicare help: CHCR language support and urgent-case screening

Evergreen reference guide. Los Angeles County residents aged 60 or older, or Medicare beneficiaries of any age, can seek free counseling from the Center for Health Care Rights. Call 800-434-0222 or use its appointment form. Mandarin and Cantonese voicemail options are available. The center states that staff call back within three business days to arrange counseling or interpretation; in-person visits also require booking.

Tell reception about urgent discharge, prescription-access or coverage-termination problems for same-day telephone appointment screening. Screening does not guarantee same-day resolution.

Official sources:
https://healthcarerights.org/get-help
Checked October 28, 2026; original publication date not established.

Photo: Real paperwork context photograph; not the named organization, counselors or clients.
Alena Darmel / Pexels
https://www.pexels.com/photo/a-person-si...t-7641842/
License: https://www.pexels.com/license/


Alena Darmel / Pexels

---
來源 / Source: Center for Health Care Rights
原文與詳細資訊 / Read the original source

由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。
Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.]]> https://inl3.com/showthread.php?tid=3418 Wed, 28 Oct 2026 11:45:47 -0600 INL3 保險新聞台]]> https://inl3.com/showthread.php?tid=3418 Santa Clara 縣 Sourcewise HICAP：預約免費 Medicare 諮詢與中文協助

常青參考指南｜Santa Clara 縣居民可向 Sourcewise HICAP 預約免費、客觀的 Medicare 諮詢，討論保障選項及相關問題。電話預約請致電 (408) 350-3200，選項1；亦有視像及須預約的現場面談，辦公室面談時段有限。

官方據點表列 Cupertino Library 有國語；Los Gatos 及 Saratoga 的長者中心列有國語和粵語。語言安排因據點而異，預約時應確認所需語言與時段。其他加州居民可從官方頁面尋找所屬地區的 HICAP。諮詢不代表獲批保險或補助。

官方來源：
https://mysourcewise.com/programs-servic...ointments/
https://mysourcewise.com/programs-servic...e-options/
查閱：2026年10月28日；原刊日期未確認。

圖片：文件處理情境實拍，並非本文機構、輔導員或服務使用者。
Alena Darmel / Pexels
https://www.pexels.com/photo/a-person-si...t-7641842/
授權：https://www.pexels.com/license/

English
Sourcewise HICAP in Santa Clara County: booking free Medicare counseling

Evergreen reference guide. Santa Clara County residents can book free, objective Medicare counseling with Sourcewise HICAP. Call (408) 350-3200, option 1, for a phone appointment. Video and booked in-person sessions are also offered; office appointments have limited schedules.

The official directory lists Mandarin at Cupertino Library and Mandarin plus Cantonese at Los Gatos and Saratoga senior centers. Confirm language and appointment availability with the selected site. Other California residents can follow the official page to their local HICAP. Counseling explains coverage options and problems; it does not approve insurance or financial assistance.

Official sources:
https://mysourcewise.com/programs-servic...ointments/
https://mysourcewise.com/programs-servic...e-options/
Checked October 28, 2026; original publication date not established.

Photo: Real paperwork context photograph; not the named organization, counselors or clients.
Alena Darmel / Pexels
https://www.pexels.com/photo/a-person-si...t-7641842/
License: https://www.pexels.com/license/


Alena Darmel / Pexels

---
來源 / Source: Sourcewise
原文與詳細資訊 / Read the original source

由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。
Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.]]> Santa Clara 縣 Sourcewise HICAP：預約免費 Medicare 諮詢與中文協助

常青參考指南｜Santa Clara 縣居民可向 Sourcewise HICAP 預約免費、客觀的 Medicare 諮詢，討論保障選項及相關問題。電話預約請致電 (408) 350-3200，選項1；亦有視像及須預約的現場面談，辦公室面談時段有限。

官方據點表列 Cupertino Library 有國語；Los Gatos 及 Saratoga 的長者中心列有國語和粵語。語言安排因據點而異，預約時應確認所需語言與時段。其他加州居民可從官方頁面尋找所屬地區的 HICAP。諮詢不代表獲批保險或補助。

官方來源：
https://mysourcewise.com/programs-servic...ointments/
https://mysourcewise.com/programs-servic...e-options/
查閱：2026年10月28日；原刊日期未確認。

圖片：文件處理情境實拍，並非本文機構、輔導員或服務使用者。
Alena Darmel / Pexels
https://www.pexels.com/photo/a-person-si...t-7641842/
授權：https://www.pexels.com/license/

English
Sourcewise HICAP in Santa Clara County: booking free Medicare counseling

Evergreen reference guide. Santa Clara County residents can book free, objective Medicare counseling with Sourcewise HICAP. Call (408) 350-3200, option 1, for a phone appointment. Video and booked in-person sessions are also offered; office appointments have limited schedules.

The official directory lists Mandarin at Cupertino Library and Mandarin plus Cantonese at Los Gatos and Saratoga senior centers. Confirm language and appointment availability with the selected site. Other California residents can follow the official page to their local HICAP. Counseling explains coverage options and problems; it does not approve insurance or financial assistance.

Official sources:
https://mysourcewise.com/programs-servic...ointments/
https://mysourcewise.com/programs-servic...e-options/
Checked October 28, 2026; original publication date not established.

Photo: Real paperwork context photograph; not the named organization, counselors or clients.
Alena Darmel / Pexels
https://www.pexels.com/photo/a-person-si...t-7641842/
License: https://www.pexels.com/license/


Alena Darmel / Pexels

---
來源 / Source: Sourcewise
原文與詳細資訊 / Read the original source

由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。
Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.]]> https://inl3.com/showthread.php?tid=3356 Mon, 26 Oct 2026 20:27:28 -0600 INL3 保險新聞台]]> https://inl3.com/showthread.php?tid=3356 德州 Coastal Bend 福利諮詢：預約查問 Medicare 保障、申訴與補助

德州 Coastal Bend 的福利諮詢服務面向長者及各年齡的 Medicare 受益人，提供公共福利資訊、諮詢與權益協助。主題包括 Medicare、Medicaid、其他保險、申訴及 Medicare Savings Programs 和 Extra Help。

地區居民可致電 361-883-3935 預約；德州其他地區可致電 1-800-252-9240 尋找所屬服務。先說明居住縣份及問題，確認預約地點和需準備的通知或文件。諮詢不構成保障、補助或申訴結果的承諾。

官方來源：
https://coastalbendcog.org/aaa/programs/...counseling
查閱日期：2026-10-26（美國太平洋時間）。常青資源指南；來源原刊日期未提供。

圖片說明：文件簽署情境實拍；非本文機構、諮詢員或服務使用者，拍攝地點及日期未提供。

English
Coastal Bend benefits counseling: Arrange help with Medicare coverage, appeals and assistance

Coastal Bend benefits counseling in Texas offers older residents and Medicare beneficiaries of any age information, counseling and advocacy about public benefits. Topics include Medicare, Medicaid, other insurance, appeals, Medicare Savings Programs and Extra Help.

Regional residents can call 361-883-3935 for an appointment. Elsewhere in Texas, call 1-800-252-9240 to locate the appropriate service. Give your county and question, then confirm the appointment location and documents to prepare. Counseling does not guarantee coverage, financial assistance or an appeal result.

Official sources:
https://coastalbendcog.org/aaa/programs/...counseling
Checked October 26, 2026 (Pacific Time). Evergreen resource guide; original publication date not provided.

Photo: Real context photograph of document signing; not the named agency, counselors or clients. Location and date are unspecified.


Alena Darmel / Pexels · 文件簽署情境實拍；非本文機構、諮詢員或服務使用者，拍攝地點及日期未提供。 / Real context photograph of document signing; not the named agency, counselors or clients. Location and date are unspecified. 圖片來源 / Image source: https://www.pexels.com/photo/a-person-si...t-7641842/ 授權 / License: https://www.pexels.com/license/

---
來源 / Source: Coastal Bend Council of Governments
原文與詳細資訊 / Read the original source

由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。
Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.]]> 德州 Coastal Bend 福利諮詢：預約查問 Medicare 保障、申訴與補助

德州 Coastal Bend 的福利諮詢服務面向長者及各年齡的 Medicare 受益人，提供公共福利資訊、諮詢與權益協助。主題包括 Medicare、Medicaid、其他保險、申訴及 Medicare Savings Programs 和 Extra Help。

地區居民可致電 361-883-3935 預約；德州其他地區可致電 1-800-252-9240 尋找所屬服務。先說明居住縣份及問題，確認預約地點和需準備的通知或文件。諮詢不構成保障、補助或申訴結果的承諾。

官方來源：
https://coastalbendcog.org/aaa/programs/...counseling
查閱日期：2026-10-26（美國太平洋時間）。常青資源指南；來源原刊日期未提供。

圖片說明：文件簽署情境實拍；非本文機構、諮詢員或服務使用者，拍攝地點及日期未提供。

English
Coastal Bend benefits counseling: Arrange help with Medicare coverage, appeals and assistance

Coastal Bend benefits counseling in Texas offers older residents and Medicare beneficiaries of any age information, counseling and advocacy about public benefits. Topics include Medicare, Medicaid, other insurance, appeals, Medicare Savings Programs and Extra Help.

Regional residents can call 361-883-3935 for an appointment. Elsewhere in Texas, call 1-800-252-9240 to locate the appropriate service. Give your county and question, then confirm the appointment location and documents to prepare. Counseling does not guarantee coverage, financial assistance or an appeal result.

Official sources:
https://coastalbendcog.org/aaa/programs/...counseling
Checked October 26, 2026 (Pacific Time). Evergreen resource guide; original publication date not provided.

Photo: Real context photograph of document signing; not the named agency, counselors or clients. Location and date are unspecified.


Alena Darmel / Pexels · 文件簽署情境實拍；非本文機構、諮詢員或服務使用者，拍攝地點及日期未提供。 / Real context photograph of document signing; not the named agency, counselors or clients. Location and date are unspecified. 圖片來源 / Image source: https://www.pexels.com/photo/a-person-si...t-7641842/ 授權 / License: https://www.pexels.com/license/

---
來源 / Source: Coastal Bend Council of Governments
原文與詳細資訊 / Read the original source

由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。
Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.]]> https://inl3.com/showthread.php?tid=3349 Mon, 26 Oct 2026 20:19:23 -0600 INL3 保險新聞台]]> https://inl3.com/showthread.php?tid=3349 德州 Texoma 保險福利諮詢：Medicare、處方藥補助及拒付申訴的聯絡入口

德州 Texoma Council of Governments 的 Benefits Counseling 協助 60 歲以上人士了解及申請公共福利；亦服務未滿 60 歲、因身心障礙而符合 Medicare 資格的人士。

官方列出的協助包括 Medicare、Medicaid、處方藥 Extra Help、Medicare Savings Program、福利說明及拒付申訴。可致電 903-893-2161，轉 3579 或 3580 聯絡福利諮詢專員。

來電時可先說明希望了解的保障或收到的通知，再詢問服務範圍、所需文件及預約方式；不要把取得諮詢視作申請或申訴已獲批准。

官方來源：
https://tcog.com/aging-services/benefits-counseling/
https://tcog.com/about/contact/
查閱日期：2026-10-26（美國太平洋時間）。常青資源指南；來源原刊日期未提供。

圖片說明：文件簽署情境實拍；非本文機構、諮詢員或服務使用者，拍攝地點及日期未提供。

English
Texoma benefits counseling: Contacts for Medicare, prescription assistance and benefit appeals

Texoma Council of Governments in Texas helps people aged 60 and over understand and apply for public benefits. Its Benefits Counseling program also serves younger people with disabilities who are Medicare beneficiaries.

Listed assistance includes Medicare, Medicaid, prescription-drug Extra Help, Medicare Savings Programs, benefit explanations and denied-benefit appeals. Call 903-893-2161, extension 3579 or 3580, to reach a benefits specialist.

Explain the coverage question or notice you received, then ask about the service area, documents and appointment arrangements. Receiving counseling does not mean an application or appeal has been approved.

Official sources:
https://tcog.com/aging-services/benefits-counseling/
https://tcog.com/about/contact/
Checked October 26, 2026 (Pacific Time). Evergreen resource guide; original publication date not provided.

Photo: Real context photograph of document signing; not the named agency, counselors or clients. Location and date are unspecified.


Alena Darmel / Pexels · 文件簽署情境實拍；非本文機構、諮詢員或服務使用者，拍攝地點及日期未提供。 / Real context photograph of document signing; not the named agency, counselors or clients. Location and date are unspecified. 圖片來源 / Image source: https://www.pexels.com/photo/a-person-si...t-7641842/ 授權 / License: https://www.pexels.com/license/

---
來源 / Source: Texoma Council of Governments
原文與詳細資訊 / Read the original source

由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。
Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.]]> 德州 Texoma 保險福利諮詢：Medicare、處方藥補助及拒付申訴的聯絡入口

德州 Texoma Council of Governments 的 Benefits Counseling 協助 60 歲以上人士了解及申請公共福利；亦服務未滿 60 歲、因身心障礙而符合 Medicare 資格的人士。

官方列出的協助包括 Medicare、Medicaid、處方藥 Extra Help、Medicare Savings Program、福利說明及拒付申訴。可致電 903-893-2161，轉 3579 或 3580 聯絡福利諮詢專員。

來電時可先說明希望了解的保障或收到的通知，再詢問服務範圍、所需文件及預約方式；不要把取得諮詢視作申請或申訴已獲批准。

官方來源：
https://tcog.com/aging-services/benefits-counseling/
https://tcog.com/about/contact/
查閱日期：2026-10-26（美國太平洋時間）。常青資源指南；來源原刊日期未提供。

圖片說明：文件簽署情境實拍；非本文機構、諮詢員或服務使用者，拍攝地點及日期未提供。

English
Texoma benefits counseling: Contacts for Medicare, prescription assistance and benefit appeals

Texoma Council of Governments in Texas helps people aged 60 and over understand and apply for public benefits. Its Benefits Counseling program also serves younger people with disabilities who are Medicare beneficiaries.

Listed assistance includes Medicare, Medicaid, prescription-drug Extra Help, Medicare Savings Programs, benefit explanations and denied-benefit appeals. Call 903-893-2161, extension 3579 or 3580, to reach a benefits specialist.

Explain the coverage question or notice you received, then ask about the service area, documents and appointment arrangements. Receiving counseling does not mean an application or appeal has been approved.

Official sources:
https://tcog.com/aging-services/benefits-counseling/
https://tcog.com/about/contact/
Checked October 26, 2026 (Pacific Time). Evergreen resource guide; original publication date not provided.

Photo: Real context photograph of document signing; not the named agency, counselors or clients. Location and date are unspecified.


Alena Darmel / Pexels · 文件簽署情境實拍；非本文機構、諮詢員或服務使用者，拍攝地點及日期未提供。 / Real context photograph of document signing; not the named agency, counselors or clients. Location and date are unspecified. 圖片來源 / Image source: https://www.pexels.com/photo/a-person-si...t-7641842/ 授權 / License: https://www.pexels.com/license/

---
來源 / Source: Texoma Council of Governments
原文與詳細資訊 / Read the original source

由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。
Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.]]> https://inl3.com/showthread.php?tid=3339 Mon, 26 Oct 2026 16:09:51 -0600 INL3 保險新聞台]]> https://inl3.com/showthread.php?tid=3339 加州東北部五縣 Medicare 協助：PSA 2 HICAP 查詢指南

PSA 2 Area Agency on Aging 直接提供 HICAP 諮詢、倡議、教育及法律轉介，對象包括已享有 Medicare、因身心障礙而符合 Medicare 資格，以及即將符合資格的人士。加州老齡事務局列其服務縣份為 Lassen、Modoc、Shasta、Siskiyou 及 Trinity。

可致電機構總機 530-842-1687，說明希望聯絡 HICAP；亦可使用全州 HICAP 服務查找電話 1-800-434-0222。機構辦事處為 208 W. Center Street, Yreka, CA 96097。這是聯絡地址，不表示該處可隨時接受 HICAP 即場面談，請先確認預約及所在地服務安排。

HICAP 提供免費、保密的一對一諮詢，可協助理解 Medicare、藥物保障或申訴程序。是否符合特定補助、保障是否生效及保費金額，仍須個別核實；轉介不等於保證獲得法律代理。

官方來源：
https://www.psa2.org/health-services
https://www.psa2.org/contact-us
https://www.aging.ca.gov/Providers_and_P...ders_List/
https://www.aging.ca.gov/programs_and_se...ounseling/

原刊日期：未提供。查閱日期：2026-10-26（America/Vancouver）。常青資源指南；安排以機構確認為準。

圖片說明與署名：Alena Darmel / Pexels / Pexels License — 文件諮詢情境照片，並非本文機構、輔導員或服務使用者。 Paperwork-consultation context photograph, not the named organization, counselors or service users. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ License: https://www.pexels.com/license/

English
Medicare help in five northeastern California counties: PSA 2 HICAP

PSA 2 Area Agency on Aging directly provides HICAP counseling, advocacy, education and legal referrals for Medicare beneficiaries, including people eligible through disability, and those approaching eligibility. California's provider directory assigns it Lassen, Modoc, Shasta, Siskiyou and Trinity counties.

Call the agency's main number, 530-842-1687, and ask for HICAP, or use the statewide HICAP locator at 1-800-434-0222. The agency office is at 208 W. Center Street, Yreka, CA 96097. This is a contact address, not a promise of walk-in counseling; confirm appointments and arrangements for your county.

HICAP offers free, confidential individual counseling about Medicare, prescription coverage and appeals. Specific assistance eligibility, coverage and premiums still require individual verification, and a referral does not guarantee legal representation.

Official sources:
https://www.psa2.org/health-services
https://www.psa2.org/contact-us
https://www.aging.ca.gov/Providers_and_P...ders_List/
https://www.aging.ca.gov/programs_and_se...ounseling/

Original publication date: not supplied. Checked October 26, 2026 (America/Vancouver). Evergreen resource guide; confirm arrangements with the organization.

Image context and credit: Alena Darmel / Pexels / Pexels License — 文件諮詢情境照片，並非本文機構、輔導員或服務使用者。 Paperwork-consultation context photograph, not the named organization, counselors or service users. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ License: https://www.pexels.com/license/


Alena Darmel / Pexels / Pexels License — 文件諮詢情境照片，並非本文機構、輔導員或服務使用者。 Paperwork-consultation context photograph, not the named organization, counselors or service users. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ License: https://www.pexels.com/license/

---
來源 / Source: PSA 2 Area Agency on Aging – HICAP
原文與詳細資訊 / Read the original source

由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。
Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.]]> 加州東北部五縣 Medicare 協助：PSA 2 HICAP 查詢指南

PSA 2 Area Agency on Aging 直接提供 HICAP 諮詢、倡議、教育及法律轉介，對象包括已享有 Medicare、因身心障礙而符合 Medicare 資格，以及即將符合資格的人士。加州老齡事務局列其服務縣份為 Lassen、Modoc、Shasta、Siskiyou 及 Trinity。

可致電機構總機 530-842-1687，說明希望聯絡 HICAP；亦可使用全州 HICAP 服務查找電話 1-800-434-0222。機構辦事處為 208 W. Center Street, Yreka, CA 96097。這是聯絡地址，不表示該處可隨時接受 HICAP 即場面談，請先確認預約及所在地服務安排。

HICAP 提供免費、保密的一對一諮詢，可協助理解 Medicare、藥物保障或申訴程序。是否符合特定補助、保障是否生效及保費金額，仍須個別核實；轉介不等於保證獲得法律代理。

官方來源：
https://www.psa2.org/health-services
https://www.psa2.org/contact-us
https://www.aging.ca.gov/Providers_and_P...ders_List/
https://www.aging.ca.gov/programs_and_se...ounseling/

原刊日期：未提供。查閱日期：2026-10-26（America/Vancouver）。常青資源指南；安排以機構確認為準。

圖片說明與署名：Alena Darmel / Pexels / Pexels License — 文件諮詢情境照片，並非本文機構、輔導員或服務使用者。 Paperwork-consultation context photograph, not the named organization, counselors or service users. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ License: https://www.pexels.com/license/

English
Medicare help in five northeastern California counties: PSA 2 HICAP

PSA 2 Area Agency on Aging directly provides HICAP counseling, advocacy, education and legal referrals for Medicare beneficiaries, including people eligible through disability, and those approaching eligibility. California's provider directory assigns it Lassen, Modoc, Shasta, Siskiyou and Trinity counties.

Call the agency's main number, 530-842-1687, and ask for HICAP, or use the statewide HICAP locator at 1-800-434-0222. The agency office is at 208 W. Center Street, Yreka, CA 96097. This is a contact address, not a promise of walk-in counseling; confirm appointments and arrangements for your county.

HICAP offers free, confidential individual counseling about Medicare, prescription coverage and appeals. Specific assistance eligibility, coverage and premiums still require individual verification, and a referral does not guarantee legal representation.

Official sources:
https://www.psa2.org/health-services
https://www.psa2.org/contact-us
https://www.aging.ca.gov/Providers_and_P...ders_List/
https://www.aging.ca.gov/programs_and_se...ounseling/

Original publication date: not supplied. Checked October 26, 2026 (America/Vancouver). Evergreen resource guide; confirm arrangements with the organization.

Image context and credit: Alena Darmel / Pexels / Pexels License — 文件諮詢情境照片，並非本文機構、輔導員或服務使用者。 Paperwork-consultation context photograph, not the named organization, counselors or service users. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ License: https://www.pexels.com/license/


Alena Darmel / Pexels / Pexels License — 文件諮詢情境照片，並非本文機構、輔導員或服務使用者。 Paperwork-consultation context photograph, not the named organization, counselors or service users. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ License: https://www.pexels.com/license/

---
來源 / Source: PSA 2 Area Agency on Aging – HICAP
原文與詳細資訊 / Read the original source

由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。
Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.]]> https://inl3.com/showthread.php?tid=3336 Mon, 26 Oct 2026 16:06:59 -0600 INL3 保險新聞台]]> https://inl3.com/showthread.php?tid=3336 北灣六縣 Medicare 諮詢：Senior Advocacy Services HICAP 預約入口

Senior Advocacy Services 的 HICAP 為 Sonoma、Solano、Napa、Marin、Mendocino 及 Lake 縣居民提供免費、中立的 Medicare 與長期照護保險諮詢。服務包括比較計劃、了解藥費協助、申請 Medicare Savings Programs 或低收入補助，以及查詢拒賠申訴。

預約一對一諮詢可致電 707-526-4108，或從官網進入預約頁。現行官網列辦事處為 1129 Industrial Avenue, Suite 201, Petaluma, CA 94954；到訪前確認會面地點、時間及語言安排。

輔導員不收費、不銷售產品，也不代替你決定保險計劃。免費諮詢不表示保費或醫療帳單免繳，個別計劃的保障及補助資格仍須確認。

官方來源：
https://www.senioradvocacyservices.org/medicare
https://www.aging.ca.gov/Providers_and_P...ders_List/

原刊日期：未提供。查閱日期：2026-10-26（America/Vancouver）。常青資源指南；安排以機構確認為準。

圖片說明與署名：Alena Darmel / Pexels / Pexels License — 文件諮詢情境照片，並非本文機構、輔導員或服務使用者。 Paperwork-consultation context photograph, not the named organization, counselors or service users. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ License: https://www.pexels.com/license/

English
Medicare counseling in six North Bay counties: Senior Advocacy Services HICAP

Senior Advocacy Services HICAP offers free, unbiased Medicare and long-term-care insurance counseling to residents of Sonoma, Solano, Napa, Marin, Mendocino and Lake counties. Assistance includes comparing plans, exploring prescription-cost help and Medicare Savings Programs or low-income subsidies, and discussing appeals of coverage denials.

For an individual appointment, call 707-526-4108 or follow the booking link on its official website. The current office address is 1129 Industrial Avenue, Suite 201, Petaluma, CA 94954. Confirm the meeting location, time and language arrangements before visiting.

Counselors do not charge, sell products or make plan choices for you. Free advice does not waive premiums or medical bills; coverage and assistance eligibility require individual confirmation.

Official sources:
https://www.senioradvocacyservices.org/medicare
https://www.aging.ca.gov/Providers_and_P...ders_List/

Original publication date: not supplied. Checked October 26, 2026 (America/Vancouver). Evergreen resource guide; confirm arrangements with the organization.

Image context and credit: Alena Darmel / Pexels / Pexels License — 文件諮詢情境照片，並非本文機構、輔導員或服務使用者。 Paperwork-consultation context photograph, not the named organization, counselors or service users. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ License: https://www.pexels.com/license/


Alena Darmel / Pexels / Pexels License — 文件諮詢情境照片，並非本文機構、輔導員或服務使用者。 Paperwork-consultation context photograph, not the named organization, counselors or service users. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ License: https://www.pexels.com/license/

---
來源 / Source: Senior Advocacy Services HICAP
原文與詳細資訊 / Read the original source

由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。
Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.]]> 北灣六縣 Medicare 諮詢：Senior Advocacy Services HICAP 預約入口

Senior Advocacy Services 的 HICAP 為 Sonoma、Solano、Napa、Marin、Mendocino 及 Lake 縣居民提供免費、中立的 Medicare 與長期照護保險諮詢。服務包括比較計劃、了解藥費協助、申請 Medicare Savings Programs 或低收入補助，以及查詢拒賠申訴。

預約一對一諮詢可致電 707-526-4108，或從官網進入預約頁。現行官網列辦事處為 1129 Industrial Avenue, Suite 201, Petaluma, CA 94954；到訪前確認會面地點、時間及語言安排。

輔導員不收費、不銷售產品，也不代替你決定保險計劃。免費諮詢不表示保費或醫療帳單免繳，個別計劃的保障及補助資格仍須確認。

官方來源：
https://www.senioradvocacyservices.org/medicare
https://www.aging.ca.gov/Providers_and_P...ders_List/

原刊日期：未提供。查閱日期：2026-10-26（America/Vancouver）。常青資源指南；安排以機構確認為準。

圖片說明與署名：Alena Darmel / Pexels / Pexels License — 文件諮詢情境照片，並非本文機構、輔導員或服務使用者。 Paperwork-consultation context photograph, not the named organization, counselors or service users. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ License: https://www.pexels.com/license/

English
Medicare counseling in six North Bay counties: Senior Advocacy Services HICAP

Senior Advocacy Services HICAP offers free, unbiased Medicare and long-term-care insurance counseling to residents of Sonoma, Solano, Napa, Marin, Mendocino and Lake counties. Assistance includes comparing plans, exploring prescription-cost help and Medicare Savings Programs or low-income subsidies, and discussing appeals of coverage denials.

For an individual appointment, call 707-526-4108 or follow the booking link on its official website. The current office address is 1129 Industrial Avenue, Suite 201, Petaluma, CA 94954. Confirm the meeting location, time and language arrangements before visiting.

Counselors do not charge, sell products or make plan choices for you. Free advice does not waive premiums or medical bills; coverage and assistance eligibility require individual confirmation.

Official sources:
https://www.senioradvocacyservices.org/medicare
https://www.aging.ca.gov/Providers_and_P...ders_List/

Original publication date: not supplied. Checked October 26, 2026 (America/Vancouver). Evergreen resource guide; confirm arrangements with the organization.

Image context and credit: Alena Darmel / Pexels / Pexels License — 文件諮詢情境照片，並非本文機構、輔導員或服務使用者。 Paperwork-consultation context photograph, not the named organization, counselors or service users. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ License: https://www.pexels.com/license/


Alena Darmel / Pexels / Pexels License — 文件諮詢情境照片，並非本文機構、輔導員或服務使用者。 Paperwork-consultation context photograph, not the named organization, counselors or service users. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ License: https://www.pexels.com/license/

---
來源 / Source: Senior Advocacy Services HICAP
原文與詳細資訊 / Read the original source

由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。
Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.]]> https://inl3.com/showthread.php?tid=3333 Mon, 26 Oct 2026 16:03:55 -0600 INL3 保險新聞台]]> https://inl3.com/showthread.php?tid=3333 聖地牙哥醫療保障問題：LASSD CCHEA 的協助範圍與聯絡方式

Legal Aid Society of San Diego 的 CCHEA 協助居民取得及維持醫療保障，可查詢 Medi-Cal、Covered California、Medicare 等選項，以及照護遭拒、服務中止或不當醫療收費。機構會評估是否能提供申訴協助；聯絡並不保證獲得代理或勝訴。

醫療保障專線為 1-877-734-3258，TTY 為 1-800-735-2929，服務時間為週一至五 9:00–17:00。Midtown 辦事處地址是 1764 San Diego Avenue, Suite 100, San Diego, CA 92110。先致電確認資格、語言需求及到訪安排。Southeast 的 Euclid Avenue 舊辦事處已關閉。

若使用官網聯絡表格，依網站指示不要填入他人姓名、健康資料或敏感資訊；需要較快協助可先致電。本文介紹服務入口，不代替個別保障或法律判斷。

官方來源：
https://www.lassd.org/health-care-and-coverage/
https://www.lassd.org/contact-us/
https://www.lassd.org/how-we-can-help/

原刊日期：未提供。查閱日期：2026-10-26（America/Vancouver）。常青資源指南；安排以機構確認為準。

圖片說明與署名：Alena Darmel / Pexels / Pexels License — 文件諮詢情境照片，並非本文機構、輔導員或服務使用者。 Paperwork-consultation context photograph, not the named organization, counselors or service users. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ License: https://www.pexels.com/license/

English
Health coverage problems in San Diego: contacting LASSD's CCHEA

LASSD's Consumer Center for Health Education and Advocacy helps people obtain and retain health coverage. It addresses options including Medi-Cal, Covered California and Medicare, along with denied care, discontinued services and inappropriate medical bills. Staff assess whether appeal assistance is possible; contacting the center does not guarantee representation or a successful claim.

Call the health-coverage line at 1-877-734-3258, or TTY 1-800-735-2929, Monday–Friday, 9 a.m.–5 p.m. The Midtown office is at 1764 San Diego Avenue, Suite 100, San Diego, CA 92110. Call first about eligibility, language needs and visiting arrangements. The former Southeast office on Euclid Avenue is closed.

The website asks users not to include other people's names, health information or sensitive details in its contact form. Telephone intake is suggested for faster assistance. This guide identifies a service, without determining an individual's legal rights or coverage.

Official sources:
https://www.lassd.org/health-care-and-coverage/
https://www.lassd.org/contact-us/
https://www.lassd.org/how-we-can-help/

Original publication date: not supplied. Checked October 26, 2026 (America/Vancouver). Evergreen resource guide; confirm arrangements with the organization.

Image context and credit: Alena Darmel / Pexels / Pexels License — 文件諮詢情境照片，並非本文機構、輔導員或服務使用者。 Paperwork-consultation context photograph, not the named organization, counselors or service users. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ License: https://www.pexels.com/license/


Alena Darmel / Pexels / Pexels License — 文件諮詢情境照片，並非本文機構、輔導員或服務使用者。 Paperwork-consultation context photograph, not the named organization, counselors or service users. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ License: https://www.pexels.com/license/

---
來源 / Source: Legal Aid Society of San Diego – Consumer Center for Health Education and Advocacy
原文與詳細資訊 / Read the original source

由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。
Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.]]> 聖地牙哥醫療保障問題：LASSD CCHEA 的協助範圍與聯絡方式

Legal Aid Society of San Diego 的 CCHEA 協助居民取得及維持醫療保障，可查詢 Medi-Cal、Covered California、Medicare 等選項，以及照護遭拒、服務中止或不當醫療收費。機構會評估是否能提供申訴協助；聯絡並不保證獲得代理或勝訴。

醫療保障專線為 1-877-734-3258，TTY 為 1-800-735-2929，服務時間為週一至五 9:00–17:00。Midtown 辦事處地址是 1764 San Diego Avenue, Suite 100, San Diego, CA 92110。先致電確認資格、語言需求及到訪安排。Southeast 的 Euclid Avenue 舊辦事處已關閉。

若使用官網聯絡表格，依網站指示不要填入他人姓名、健康資料或敏感資訊；需要較快協助可先致電。本文介紹服務入口，不代替個別保障或法律判斷。

官方來源：
https://www.lassd.org/health-care-and-coverage/
https://www.lassd.org/contact-us/
https://www.lassd.org/how-we-can-help/

原刊日期：未提供。查閱日期：2026-10-26（America/Vancouver）。常青資源指南；安排以機構確認為準。

圖片說明與署名：Alena Darmel / Pexels / Pexels License — 文件諮詢情境照片，並非本文機構、輔導員或服務使用者。 Paperwork-consultation context photograph, not the named organization, counselors or service users. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ License: https://www.pexels.com/license/

English
Health coverage problems in San Diego: contacting LASSD's CCHEA

LASSD's Consumer Center for Health Education and Advocacy helps people obtain and retain health coverage. It addresses options including Medi-Cal, Covered California and Medicare, along with denied care, discontinued services and inappropriate medical bills. Staff assess whether appeal assistance is possible; contacting the center does not guarantee representation or a successful claim.

Call the health-coverage line at 1-877-734-3258, or TTY 1-800-735-2929, Monday–Friday, 9 a.m.–5 p.m. The Midtown office is at 1764 San Diego Avenue, Suite 100, San Diego, CA 92110. Call first about eligibility, language needs and visiting arrangements. The former Southeast office on Euclid Avenue is closed.

The website asks users not to include other people's names, health information or sensitive details in its contact form. Telephone intake is suggested for faster assistance. This guide identifies a service, without determining an individual's legal rights or coverage.

Official sources:
https://www.lassd.org/health-care-and-coverage/
https://www.lassd.org/contact-us/
https://www.lassd.org/how-we-can-help/

Original publication date: not supplied. Checked October 26, 2026 (America/Vancouver). Evergreen resource guide; confirm arrangements with the organization.

Image context and credit: Alena Darmel / Pexels / Pexels License — 文件諮詢情境照片，並非本文機構、輔導員或服務使用者。 Paperwork-consultation context photograph, not the named organization, counselors or service users. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ License: https://www.pexels.com/license/


Alena Darmel / Pexels / Pexels License — 文件諮詢情境照片，並非本文機構、輔導員或服務使用者。 Paperwork-consultation context photograph, not the named organization, counselors or service users. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ License: https://www.pexels.com/license/

---
來源 / Source: Legal Aid Society of San Diego – Consumer Center for Health Education and Advocacy
原文與詳細資訊 / Read the original source

由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。
Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.]]> https://inl3.com/showthread.php?tid=3309 Mon, 26 Oct 2026 12:11:36 -0600 INL3 保險新聞台]]> https://inl3.com/showthread.php?tid=3309 北加州五縣 Medicare 問題：向 Passages HICAP 預約免費諮詢

加州老齡事務局列 Passages HICAP 服務 Butte、Colusa、Glenn、Plumas 及 Tehama 五縣。Passages 官方說明，免費服務協助處理 Medicare 問題，不以年齡限制服務；不是所有詢問 Medicare 的人士都必須年滿六十五歲。

受訓並已在州登記的輔導員可協助理解福利、比較 Medicare Advantage、Medigap 及 Part D 藥物計劃，並了解長期照護保險與可能降低醫療費的政府計劃。這是客觀資訊及問題處理服務，不能把諮詢視為個別補助或理賠已獲批准。

Chico／Paradise 地區可致電 530-898-6716；其他服務地區可用 800-434-0222，亦可電郵 passageshicap@csuchico.edu。官網列週一至五 9:00–16:00。先說明所在縣、問題與語言需要，確認會面方式及應備文件；不要把 Medicare 號碼或病歷放在公開留言。辦事處列為 25 Main Street, Suite 202, Chico, CA 95928，面訪前先確認預約。

官方來源：
https://www.passagescenter.org/medicare-...hat-we-do/
https://aging.ca.gov/Providers_and_Partn...ders_List/

原刊日期：未提供。查閱日期：2026-10-26（America/Vancouver）。常青資源指南；安排以機構確認為準。

圖片說明與署名：Alena Darmel / Pexels / Pexels License — 文件諮詢情境照片，並非本文機構、輔導員或服務使用者。 Paperwork-consultation context photograph, not the named organization, counselors or service users. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ License: https://www.pexels.com/license/

English
Medicare questions in five Northern California counties: free Passages HICAP appointments

The California Department of Aging lists Passages HICAP for Butte, Colusa, Glenn, Plumas and Tehama counties. Passages says its free service helps with Medicare issues regardless of age; people asking about Medicare need not all be at least sixty-five.

Trained, state-registered counselors help explain benefits, compare Medicare Advantage, Medigap and Part D drug plans, and explore long-term-care insurance and government cost-assistance programs. This is objective information and problem-resolution support, not approval of an individual's subsidy or claim.

For Chico or Paradise, call 530-898-6716. Other areas in the service region can use 800-434-0222; email is passageshicap@csuchico.edu. Published hours are Monday–Friday, 9 a.m.–4 p.m. Explain your county, question and language needs, then confirm the appointment format and documents. Keep Medicare numbers and medical records out of public comments. The office is listed at 25 Main Street, Suite 202, Chico, CA 95928; confirm an appointment before visiting.

Official sources:
https://www.passagescenter.org/medicare-...hat-we-do/
https://aging.ca.gov/Providers_and_Partn...ders_List/

Original publication date: not supplied. Checked October 26, 2026 (America/Vancouver). Evergreen resource guide; confirm arrangements with the organization.

Image context and credit: Alena Darmel / Pexels / Pexels License — 文件諮詢情境照片，並非本文機構、輔導員或服務使用者。 Paperwork-consultation context photograph, not the named organization, counselors or service users. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ License: https://www.pexels.com/license/


Alena Darmel / Pexels / Pexels License

---
來源 / Source: Passages HICAP
原文與詳細資訊 / Read the original source

由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。
Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.]]> 北加州五縣 Medicare 問題：向 Passages HICAP 預約免費諮詢

加州老齡事務局列 Passages HICAP 服務 Butte、Colusa、Glenn、Plumas 及 Tehama 五縣。Passages 官方說明，免費服務協助處理 Medicare 問題，不以年齡限制服務；不是所有詢問 Medicare 的人士都必須年滿六十五歲。

受訓並已在州登記的輔導員可協助理解福利、比較 Medicare Advantage、Medigap 及 Part D 藥物計劃，並了解長期照護保險與可能降低醫療費的政府計劃。這是客觀資訊及問題處理服務，不能把諮詢視為個別補助或理賠已獲批准。

Chico／Paradise 地區可致電 530-898-6716；其他服務地區可用 800-434-0222，亦可電郵 passageshicap@csuchico.edu。官網列週一至五 9:00–16:00。先說明所在縣、問題與語言需要，確認會面方式及應備文件；不要把 Medicare 號碼或病歷放在公開留言。辦事處列為 25 Main Street, Suite 202, Chico, CA 95928，面訪前先確認預約。

官方來源：
https://www.passagescenter.org/medicare-...hat-we-do/
https://aging.ca.gov/Providers_and_Partn...ders_List/

原刊日期：未提供。查閱日期：2026-10-26（America/Vancouver）。常青資源指南；安排以機構確認為準。

圖片說明與署名：Alena Darmel / Pexels / Pexels License — 文件諮詢情境照片，並非本文機構、輔導員或服務使用者。 Paperwork-consultation context photograph, not the named organization, counselors or service users. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ License: https://www.pexels.com/license/

English
Medicare questions in five Northern California counties: free Passages HICAP appointments

The California Department of Aging lists Passages HICAP for Butte, Colusa, Glenn, Plumas and Tehama counties. Passages says its free service helps with Medicare issues regardless of age; people asking about Medicare need not all be at least sixty-five.

Trained, state-registered counselors help explain benefits, compare Medicare Advantage, Medigap and Part D drug plans, and explore long-term-care insurance and government cost-assistance programs. This is objective information and problem-resolution support, not approval of an individual's subsidy or claim.

For Chico or Paradise, call 530-898-6716. Other areas in the service region can use 800-434-0222; email is passageshicap@csuchico.edu. Published hours are Monday–Friday, 9 a.m.–4 p.m. Explain your county, question and language needs, then confirm the appointment format and documents. Keep Medicare numbers and medical records out of public comments. The office is listed at 25 Main Street, Suite 202, Chico, CA 95928; confirm an appointment before visiting.

Official sources:
https://www.passagescenter.org/medicare-...hat-we-do/
https://aging.ca.gov/Providers_and_Partn...ders_List/

Original publication date: not supplied. Checked October 26, 2026 (America/Vancouver). Evergreen resource guide; confirm arrangements with the organization.

Image context and credit: Alena Darmel / Pexels / Pexels License — 文件諮詢情境照片，並非本文機構、輔導員或服務使用者。 Paperwork-consultation context photograph, not the named organization, counselors or service users. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ License: https://www.pexels.com/license/


Alena Darmel / Pexels / Pexels License

---
來源 / Source: Passages HICAP
原文與詳細資訊 / Read the original source

由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。
Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.]]> https://inl3.com/showthread.php?tid=3303 Mon, 26 Oct 2026 12:03:05 -0600 INL3 保險新聞台]]> https://inl3.com/showthread.php?tid=3303 橙縣 Medicare 諮詢：COASC HICAP 的中文服務及預約入口

Council on Aging – Southern California 的 HICAP 提供免費、中立的 Medicare 諮詢，並不銷售、推介或認可保險產品。橙縣電話諮詢可致電 714-560-0424，查詢保障選項、給付爭議、申訴或長期照護保險條款等問題。

Irvine 辦事處位於 2 Executive Circle, Suite 175, Irvine, CA 92614。官網列電話諮詢週一至五 9:00–16:00，面談 9:00–15:00，並列有中文、越南語及西班牙語輔導員。請先預約，說明希望使用的語言並確認當次人員；列有中文服務不等於任何時段均可即時接通。

Brea Senior Center 是另一個列有粵語及國語的預約點：500 S. Sievers Ave., Brea, CA 92821，電話 714-990-7750；官網列每月第二及第四個星期三 9:30–12:30。到訪前確認日期及名額。免費諮詢不代表保險費或醫療費自動豁免，個別保障與資格仍須查核。

官方來源：
https://www.coasc.org/hicapcounseling/
https://aging.ca.gov/Find_Services_in_my...ty/?cc=ORA

原刊日期：未提供。查閱日期：2026-10-26（America/Vancouver）。常青資源指南；安排以機構確認為準。

圖片說明與署名：Alena Darmel / Pexels / Pexels License — 文件諮詢情境照片，並非本文機構、輔導員或服務使用者。 Paperwork-consultation context photograph, not the named organization, counselors or service users. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ License: https://www.pexels.com/license/

English
Orange County Medicare counseling: Chinese-language help and appointments with COASC HICAP

Council on Aging – Southern California's HICAP provides free, unbiased Medicare counseling without selling, endorsing or recommending insurance products. Orange County residents can call 714-560-0424 about coverage choices, payment disputes, appeals or long-term-care policy terms.

The Irvine office is at 2 Executive Circle, Suite 175, Irvine, CA 92614. The website lists telephone counseling Monday–Friday, 9 a.m.–4 p.m., and in-person counseling 9 a.m.–3 p.m., with Chinese-, Vietnamese- and Spanish-speaking counselors. Book first and confirm the requested language and counselor for your appointment; a language listing does not promise immediate availability.

Brea Senior Center also lists Cantonese and Mandarin appointments at 500 S. Sievers Ave., Brea, CA 92821, telephone 714-990-7750. Its published schedule is the second and fourth Wednesday monthly, 9:30 a.m.–12:30 p.m. Confirm dates and openings before visiting. Free counseling does not automatically waive insurance or medical charges; individual coverage and eligibility still require verification.

Official sources:
https://www.coasc.org/hicapcounseling/
https://aging.ca.gov/Find_Services_in_my...ty/?cc=ORA

Original publication date: not supplied. Checked October 26, 2026 (America/Vancouver). Evergreen resource guide; confirm arrangements with the organization.

Image context and credit: Alena Darmel / Pexels / Pexels License — 文件諮詢情境照片，並非本文機構、輔導員或服務使用者。 Paperwork-consultation context photograph, not the named organization, counselors or service users. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ License: https://www.pexels.com/license/


Alena Darmel / Pexels / Pexels License

---
來源 / Source: Council on Aging – Southern California HICAP
原文與詳細資訊 / Read the original source

由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。
Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.]]> 橙縣 Medicare 諮詢：COASC HICAP 的中文服務及預約入口

Council on Aging – Southern California 的 HICAP 提供免費、中立的 Medicare 諮詢，並不銷售、推介或認可保險產品。橙縣電話諮詢可致電 714-560-0424，查詢保障選項、給付爭議、申訴或長期照護保險條款等問題。

Irvine 辦事處位於 2 Executive Circle, Suite 175, Irvine, CA 92614。官網列電話諮詢週一至五 9:00–16:00，面談 9:00–15:00，並列有中文、越南語及西班牙語輔導員。請先預約，說明希望使用的語言並確認當次人員；列有中文服務不等於任何時段均可即時接通。

Brea Senior Center 是另一個列有粵語及國語的預約點：500 S. Sievers Ave., Brea, CA 92821，電話 714-990-7750；官網列每月第二及第四個星期三 9:30–12:30。到訪前確認日期及名額。免費諮詢不代表保險費或醫療費自動豁免，個別保障與資格仍須查核。

官方來源：
https://www.coasc.org/hicapcounseling/
https://aging.ca.gov/Find_Services_in_my...ty/?cc=ORA

原刊日期：未提供。查閱日期：2026-10-26（America/Vancouver）。常青資源指南；安排以機構確認為準。

圖片說明與署名：Alena Darmel / Pexels / Pexels License — 文件諮詢情境照片，並非本文機構、輔導員或服務使用者。 Paperwork-consultation context photograph, not the named organization, counselors or service users. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ License: https://www.pexels.com/license/

English
Orange County Medicare counseling: Chinese-language help and appointments with COASC HICAP

Council on Aging – Southern California's HICAP provides free, unbiased Medicare counseling without selling, endorsing or recommending insurance products. Orange County residents can call 714-560-0424 about coverage choices, payment disputes, appeals or long-term-care policy terms.

The Irvine office is at 2 Executive Circle, Suite 175, Irvine, CA 92614. The website lists telephone counseling Monday–Friday, 9 a.m.–4 p.m., and in-person counseling 9 a.m.–3 p.m., with Chinese-, Vietnamese- and Spanish-speaking counselors. Book first and confirm the requested language and counselor for your appointment; a language listing does not promise immediate availability.

Brea Senior Center also lists Cantonese and Mandarin appointments at 500 S. Sievers Ave., Brea, CA 92821, telephone 714-990-7750. Its published schedule is the second and fourth Wednesday monthly, 9:30 a.m.–12:30 p.m. Confirm dates and openings before visiting. Free counseling does not automatically waive insurance or medical charges; individual coverage and eligibility still require verification.

Official sources:
https://www.coasc.org/hicapcounseling/
https://aging.ca.gov/Find_Services_in_my...ty/?cc=ORA

Original publication date: not supplied. Checked October 26, 2026 (America/Vancouver). Evergreen resource guide; confirm arrangements with the organization.

Image context and credit: Alena Darmel / Pexels / Pexels License — 文件諮詢情境照片，並非本文機構、輔導員或服務使用者。 Paperwork-consultation context photograph, not the named organization, counselors or service users. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ License: https://www.pexels.com/license/


Alena Darmel / Pexels / Pexels License

---
來源 / Source: Council on Aging – Southern California HICAP
原文與詳細資訊 / Read the original source

由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。
Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.]]> https://inl3.com/showthread.php?tid=3285 Mon, 26 Oct 2026 01:27:08 -0600 INL3 保險新聞台]]> https://inl3.com/showthread.php?tid=3285 聖路易斯奧比斯波與聖塔芭芭拉：FSA HICAP 免費 Medicare 諮詢

【常青資源指南｜加州】Family Service Agency 的 Central Coast HICAP 服務聖路易斯奧比斯波縣及聖塔芭芭拉縣。州政府登記的輔導員提供免費、保密及中立的諮詢，協助居民理解 Medicare 保障、比較 Part D 處方藥計劃，以及處理帳單和申訴問題。

預約或提出 Medicare 問題，可致電 805-842-5148。官方網站也提供預約申請表，要求姓名、聯絡方法、居住城市、現有保險及諮詢原因；辦公室收到後會聯絡申請人。送出表格不等於已確認預約，請先確認時間、地點及所需語言安排再前往。

公開電郵為 hicap@fsacares.org；機構提醒不要以電郵寄送 Medicare 號碼或醫療細節。本指南介紹諮詢途徑，並不替個別讀者選擇保單，也不保證保障、補助或申訴結果。

來源原刊日期未提供；本篇為常青指南。查閱：2026-10-26（America/Vancouver）。
官方來源：
https://aging.fsacares.org/programs/medi...ounseling/
https://aging.fsacares.org/programs/medi...pointment/
https://aging.fsacares.org/contact/

文件諮詢情境照片，並非 FSA 的辦公室、輔導員或服務使用者。
照片署名：Alena Darmel / Pexels / Pexels License
https://www.pexels.com/photo/a-person-si...t-7641842/
https://www.pexels.com/license/

English
Free FSA HICAP Medicare counseling in San Luis Obispo and Santa Barbara counties

［Evergreen resource guide | California］ Family Service Agency's Central Coast HICAP serves San Luis Obispo and Santa Barbara counties. State-registered counselors provide free, confidential and unbiased help with Medicare coverage, Part D prescription-plan comparisons, billing issues and appeals.

For appointments or Medicare questions, call 805-842-5148. The official appointment-request form asks for your name, contact details, city, current insurance and reason for contacting HICAP. The office will follow up. Sending the form does not confirm an appointment; check the time, location and any language arrangements before traveling.

The public email is hicap@fsacares.org. The organization asks people not to send Medicare numbers or medical details by email. This guide explains how to seek counseling; it does not select a policy for an individual or guarantee coverage, assistance or an appeal outcome.

Original publication date not provided; this is an evergreen guide. Checked October 26, 2026 (America/Vancouver).
Official sources:
https://aging.fsacares.org/programs/medi...ounseling/
https://aging.fsacares.org/programs/medi...pointment/
https://aging.fsacares.org/contact/

Paperwork-consultation context photograph, not FSA's office, counselors or service users.
Photo credit: Alena Darmel / Pexels / Pexels License
https://www.pexels.com/photo/a-person-si...t-7641842/
https://www.pexels.com/license/


Alena Darmel / Pexels / Pexels License — 文件諮詢情境照片，並非 FSA 的辦公室、輔導員或服務使用者。 Paperwork-consultation context photograph, not FSA's office, counselors or service users. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ License: https://www.pexels.com/license/

---
來源 / Source: FSA: Area Agency on Aging
原文與詳細資訊 / Read the original source

由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。
Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.]]> 聖路易斯奧比斯波與聖塔芭芭拉：FSA HICAP 免費 Medicare 諮詢

【常青資源指南｜加州】Family Service Agency 的 Central Coast HICAP 服務聖路易斯奧比斯波縣及聖塔芭芭拉縣。州政府登記的輔導員提供免費、保密及中立的諮詢，協助居民理解 Medicare 保障、比較 Part D 處方藥計劃，以及處理帳單和申訴問題。

預約或提出 Medicare 問題，可致電 805-842-5148。官方網站也提供預約申請表，要求姓名、聯絡方法、居住城市、現有保險及諮詢原因；辦公室收到後會聯絡申請人。送出表格不等於已確認預約，請先確認時間、地點及所需語言安排再前往。

公開電郵為 hicap@fsacares.org；機構提醒不要以電郵寄送 Medicare 號碼或醫療細節。本指南介紹諮詢途徑，並不替個別讀者選擇保單，也不保證保障、補助或申訴結果。

來源原刊日期未提供；本篇為常青指南。查閱：2026-10-26（America/Vancouver）。
官方來源：
https://aging.fsacares.org/programs/medi...ounseling/
https://aging.fsacares.org/programs/medi...pointment/
https://aging.fsacares.org/contact/

文件諮詢情境照片，並非 FSA 的辦公室、輔導員或服務使用者。
照片署名：Alena Darmel / Pexels / Pexels License
https://www.pexels.com/photo/a-person-si...t-7641842/
https://www.pexels.com/license/

English
Free FSA HICAP Medicare counseling in San Luis Obispo and Santa Barbara counties

［Evergreen resource guide | California］ Family Service Agency's Central Coast HICAP serves San Luis Obispo and Santa Barbara counties. State-registered counselors provide free, confidential and unbiased help with Medicare coverage, Part D prescription-plan comparisons, billing issues and appeals.

For appointments or Medicare questions, call 805-842-5148. The official appointment-request form asks for your name, contact details, city, current insurance and reason for contacting HICAP. The office will follow up. Sending the form does not confirm an appointment; check the time, location and any language arrangements before traveling.

The public email is hicap@fsacares.org. The organization asks people not to send Medicare numbers or medical details by email. This guide explains how to seek counseling; it does not select a policy for an individual or guarantee coverage, assistance or an appeal outcome.

Original publication date not provided; this is an evergreen guide. Checked October 26, 2026 (America/Vancouver).
Official sources:
https://aging.fsacares.org/programs/medi...ounseling/
https://aging.fsacares.org/programs/medi...pointment/
https://aging.fsacares.org/contact/

Paperwork-consultation context photograph, not FSA's office, counselors or service users.
Photo credit: Alena Darmel / Pexels / Pexels License
https://www.pexels.com/photo/a-person-si...t-7641842/
https://www.pexels.com/license/


Alena Darmel / Pexels / Pexels License — 文件諮詢情境照片，並非 FSA 的辦公室、輔導員或服務使用者。 Paperwork-consultation context photograph, not FSA's office, counselors or service users. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ License: https://www.pexels.com/license/

---
來源 / Source: FSA: Area Agency on Aging
原文與詳細資訊 / Read the original source

由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。
Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.]]> https://inl3.com/showthread.php?tid=3260 Sat, 24 Oct 2026 23:22:16 -0600 INL3 保險新聞台]]> https://inl3.com/showthread.php?tid=3260 Fresno及Madera Medicare諮詢：向VCRC HICAP預約免費協助

Fresno 及 Madera 的 Medicare 受保人，可向 Valley Caregiver Resource Center 的 HICAP 計劃預約免費、保密及中立的一對一保險諮詢。服務對象包括各年齡的 Medicare 受保人；如由家人或照顧者代為查詢，先向中心確認所需授權及安排。

註冊輔導員可協助了解 Medicare 權益、保障選項、長期照護保單、申訴與上訴，以及 Medicare Advantage 登記問題。輔導員亦參與 Senior Medicare Patrol，協助辨認及舉報 Medicare 詐騙。這項服務不銷售、推薦或背書任何保險產品、代理或健康計劃。

直接預約電話為559-224-9117或800-434-0222，可安排電話或面談。HICAP 專屬服務頁列明週一至五上午8時至下午5時；中心一般辦公頁的下午4時30分關門時間不同，請按預約確認。地址為5363 N Fresno Street, Fresno, CA93710。需要語言或無障礙協助，請預約時先提出；本次查閱未確認指定語言的即時服務。

聯絡時先說明所住縣份及保險問題，詢問應準備哪些通知或文件。中心要求不要在公開聯絡表格提交個人醫療資料，應先向職員查詢保密溝通方法。諮詢不代表保險理賠、上訴或任何福利申請必定獲批。

地區：Fresno及Madera縣，加州。常青資源指南；來源原刊日期未提供。查閱：2026-10-24（America/Vancouver）。
官方來源：
https://www.valleycrc.org/hicap
https://www.fmaaa.org/health-insurance-c...gram-hicap
https://www.aging.ca.gov/Find_Services_i...ty/?cc=MAD
https://www.valleycrc.org/contact-us

授權文件簽署情境實拍，並非 Valley Caregiver Resource Center 的辦公室、輔導員、受保人或病人。
照片署名：Alena Darmel / Pexels / Pexels License
https://www.pexels.com/photo/a-person-si...t-7641842/
https://www.pexels.com/license/
使用既有外部照片，INL3未再修改。

English
Fresno and Madera Medicare help: book VCRC HICAP counseling

Medicare beneficiaries in Fresno and Madera counties can book free, confidential, unbiased one-to-one insurance counseling through Valley Caregiver Resource Center’s HICAP program. It serves Medicare beneficiaries of all ages. Family members or caregivers should ask what authorization and arrangements are needed when seeking help on someone’s behalf.

Registered counselors can explain Medicare rights, coverage options, long-term care policies, grievances and appeals, and Medicare Advantage enrollment. As Senior Medicare Patrol liaisons, they also help identify and report Medicare fraud. The service does not sell, recommend or endorse insurance products, agents or health plans.

Call 559-224-9117 or 800-434-0222 for a telephone or in-person appointment. The HICAP page lists Monday–Friday, 8 a.m.–5 p.m.; the center’s general office page separately closes at 4:30 p.m., so confirm your appointment. The address is 5363 N Fresno Street, Fresno, CA 93710. Request language or accessibility assistance when booking; immediate availability in a particular language was not verified.

Explain your county and insurance question, and ask which notices or documents to prepare. The center asks visitors not to submit personal medical information through its public contact form; ask staff about confidential communication. Counseling does not guarantee approval of a claim, appeal or benefit application.

Region: Fresno and Madera counties, California. Evergreen resource guide; original publication date not provided. Checked October 24, 2026 (America/Vancouver).
Official sources:
https://www.valleycrc.org/hicap
https://www.fmaaa.org/health-insurance-c...gram-hicap
https://www.aging.ca.gov/Find_Services_i...ty/?cc=MAD
https://www.valleycrc.org/contact-us

Licensed paperwork context photograph, not Valley Caregiver Resource Center’s office, counselors, beneficiaries or patients.
Photo credit: Alena Darmel / Pexels / Pexels License
https://www.pexels.com/photo/a-person-si...t-7641842/
https://www.pexels.com/license/
Existing external photograph; no further INL3 alterations.


Alena Darmel / Pexels / Pexels License — 授權文件情境照片，並非VCRC人員或病人。 Licensed paperwork context photograph, not VCRC staff or patients.

---
來源 / Source: Valley Caregiver Resource Center; Fresno-Madera Area Agency on Aging; California Department of Aging
原文與詳細資訊 / Read the original source

由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。
Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.]]> Fresno及Madera Medicare諮詢：向VCRC HICAP預約免費協助

Fresno 及 Madera 的 Medicare 受保人，可向 Valley Caregiver Resource Center 的 HICAP 計劃預約免費、保密及中立的一對一保險諮詢。服務對象包括各年齡的 Medicare 受保人；如由家人或照顧者代為查詢，先向中心確認所需授權及安排。

註冊輔導員可協助了解 Medicare 權益、保障選項、長期照護保單、申訴與上訴，以及 Medicare Advantage 登記問題。輔導員亦參與 Senior Medicare Patrol，協助辨認及舉報 Medicare 詐騙。這項服務不銷售、推薦或背書任何保險產品、代理或健康計劃。

直接預約電話為559-224-9117或800-434-0222，可安排電話或面談。HICAP 專屬服務頁列明週一至五上午8時至下午5時；中心一般辦公頁的下午4時30分關門時間不同，請按預約確認。地址為5363 N Fresno Street, Fresno, CA93710。需要語言或無障礙協助，請預約時先提出；本次查閱未確認指定語言的即時服務。

聯絡時先說明所住縣份及保險問題，詢問應準備哪些通知或文件。中心要求不要在公開聯絡表格提交個人醫療資料，應先向職員查詢保密溝通方法。諮詢不代表保險理賠、上訴或任何福利申請必定獲批。

地區：Fresno及Madera縣，加州。常青資源指南；來源原刊日期未提供。查閱：2026-10-24（America/Vancouver）。
官方來源：
https://www.valleycrc.org/hicap
https://www.fmaaa.org/health-insurance-c...gram-hicap
https://www.aging.ca.gov/Find_Services_i...ty/?cc=MAD
https://www.valleycrc.org/contact-us

授權文件簽署情境實拍，並非 Valley Caregiver Resource Center 的辦公室、輔導員、受保人或病人。
照片署名：Alena Darmel / Pexels / Pexels License
https://www.pexels.com/photo/a-person-si...t-7641842/
https://www.pexels.com/license/
使用既有外部照片，INL3未再修改。

English
Fresno and Madera Medicare help: book VCRC HICAP counseling

Medicare beneficiaries in Fresno and Madera counties can book free, confidential, unbiased one-to-one insurance counseling through Valley Caregiver Resource Center’s HICAP program. It serves Medicare beneficiaries of all ages. Family members or caregivers should ask what authorization and arrangements are needed when seeking help on someone’s behalf.

Registered counselors can explain Medicare rights, coverage options, long-term care policies, grievances and appeals, and Medicare Advantage enrollment. As Senior Medicare Patrol liaisons, they also help identify and report Medicare fraud. The service does not sell, recommend or endorse insurance products, agents or health plans.

Call 559-224-9117 or 800-434-0222 for a telephone or in-person appointment. The HICAP page lists Monday–Friday, 8 a.m.–5 p.m.; the center’s general office page separately closes at 4:30 p.m., so confirm your appointment. The address is 5363 N Fresno Street, Fresno, CA 93710. Request language or accessibility assistance when booking; immediate availability in a particular language was not verified.

Explain your county and insurance question, and ask which notices or documents to prepare. The center asks visitors not to submit personal medical information through its public contact form; ask staff about confidential communication. Counseling does not guarantee approval of a claim, appeal or benefit application.

Region: Fresno and Madera counties, California. Evergreen resource guide; original publication date not provided. Checked October 24, 2026 (America/Vancouver).
Official sources:
https://www.valleycrc.org/hicap
https://www.fmaaa.org/health-insurance-c...gram-hicap
https://www.aging.ca.gov/Find_Services_i...ty/?cc=MAD
https://www.valleycrc.org/contact-us

Licensed paperwork context photograph, not Valley Caregiver Resource Center’s office, counselors, beneficiaries or patients.
Photo credit: Alena Darmel / Pexels / Pexels License
https://www.pexels.com/photo/a-person-si...t-7641842/
https://www.pexels.com/license/
Existing external photograph; no further INL3 alterations.


Alena Darmel / Pexels / Pexels License — 授權文件情境照片，並非VCRC人員或病人。 Licensed paperwork context photograph, not VCRC staff or patients.

---
來源 / Source: Valley Caregiver Resource Center; Fresno-Madera Area Agency on Aging; California Department of Aging
原文與詳細資訊 / Read the original source

由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。
Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.]]>