10-04-2026, 09:55 PM
軍人家屬 FSGLI：核對配偶登記與子女保障
Family SGLI 為享有全時 SGLI 的軍人之合資格配偶及受供養子女提供壽險。配偶最高保障十萬美元，不能超過軍人本人的 SGLI；每名合資格子女有一萬美元免費保障。配偶保費則按年齡與所選保障額決定。
符合條件的文職配偶通常自動受保；若配偶亦是軍人，而且在 2013 年 1 月 2 日或之後結婚，則不會自動加入，須由軍人透過 SOES 辦理。家庭可核對 DEERS 資料及 SOES 保障記錄，避免僅憑婚姻或薪金扣款作推測。
原刊日期未能確認。查閱日期：2026-10-04。官方資料：https://www.va.gov/life-insurance/options-eligibility/fsgli/
English
FSGLI for military families: check spouse enrollment and dependent coverage
Family SGLI covers eligible spouses and dependent children of service members with full-time SGLI. Spousal coverage can reach $100,000 but cannot exceed the member’s SGLI amount. Each eligible child receives $10,000 of free coverage; spouse premiums depend on age and the selected amount.
Eligible civilian spouses are generally enrolled automatically. A military spouse married on or after January 2, 2013 is not automatically covered and needs enrollment through the member’s SOES account. Check DEERS information and the actual SOES coverage record instead of assuming that marriage or a payroll deduction settles every detail.
Original publication date not established. Checked October 4, 2026. Official source: https://www.va.gov/life-insurance/option...ity/fsgli/
![[Image: legal.jpg]](https://inl3-media.pages.dev/assets/photos/legal.jpg)
Alena Darmel / Pexels · 文件簽署情境資料照，非本文機構或真實申請 / Document-signing context, not this institution or an actual application. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ Licence: https://www.pexels.com/license/
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來源 / Source: U.S. Department of Veterans Affairs
原文與詳細資訊 / Read the original source
由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。
Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.
Family SGLI 為享有全時 SGLI 的軍人之合資格配偶及受供養子女提供壽險。配偶最高保障十萬美元，不能超過軍人本人的 SGLI；每名合資格子女有一萬美元免費保障。配偶保費則按年齡與所選保障額決定。
符合條件的文職配偶通常自動受保；若配偶亦是軍人，而且在 2013 年 1 月 2 日或之後結婚，則不會自動加入，須由軍人透過 SOES 辦理。家庭可核對 DEERS 資料及 SOES 保障記錄，避免僅憑婚姻或薪金扣款作推測。
原刊日期未能確認。查閱日期：2026-10-04。官方資料：https://www.va.gov/life-insurance/options-eligibility/fsgli/
English
FSGLI for military families: check spouse enrollment and dependent coverage
Family SGLI covers eligible spouses and dependent children of service members with full-time SGLI. Spousal coverage can reach $100,000 but cannot exceed the member’s SGLI amount. Each eligible child receives $10,000 of free coverage; spouse premiums depend on age and the selected amount.
Eligible civilian spouses are generally enrolled automatically. A military spouse married on or after January 2, 2013 is not automatically covered and needs enrollment through the member’s SOES account. Check DEERS information and the actual SOES coverage record instead of assuming that marriage or a payroll deduction settles every detail.
Original publication date not established. Checked October 4, 2026. Official source: https://www.va.gov/life-insurance/option...ity/fsgli/
Alena Darmel / Pexels · 文件簽署情境資料照，非本文機構或真實申請 / Document-signing context, not this institution or an actual application. Source: https://www.pexels.com/photo/a-person-si...t-7641842/ Licence: https://www.pexels.com/license/
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來源 / Source: U.S. Department of Veterans Affairs
原文與詳細資訊 / Read the original source
由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。
Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.