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紐約長照 Partnership:現有保戶仍可查權益,目前沒有新保單出售 | New York long-term-care Partnership: existi...
#1
紐約長照 Partnership:現有保戶仍可查權益,目前沒有新保單出售

紐約州長期護理 Partnership 官方頁目前明確表示,沒有保險公司出售新的合資格 Partnership 保單;這項情況不影響現有、仍有效的合資格保戶。看到舊宣傳資料時,應先分清自己是現有保戶,還是正在尋找新保障。

計劃把私人長照保險與 Medicaid Extended Coverage 銜接。符合計劃條件並用盡相關保險保障後,保戶可申請延伸保障;可保留的資產範圍取決於保單類型,並非自動獲批。現有保戶可先找出保單及參與協議,再向計劃查詢。保費加幅問題則由紐約 DFS 消費者部門處理,電話 800-342-3736。

原刊日期未能確認。查閱日期:2026-10-04。官方資料:https://nyspltc.health.ny.gov/

English
New York long-term-care Partnership: existing policies remain relevant, but new policies are unavailable

New York’s official long-term-care Partnership page says insurers are not currently offering new Partnership-qualified policies. This does not affect existing, active qualified policyholders. When reading older promotional material, distinguish an existing policy from an opportunity to buy new coverage.

The program connects private long-term-care insurance with Medicaid Extended Coverage. Policyholders who use benefits under the program’s conditions may apply for extended coverage; the amount of protected assets depends on the policy type, and approval is not automatic. Locate your policy and participation agreement before asking the program about existing benefits. Premium-increase questions go to the New York DFS Consumer Assistance Bureau at 800-342-3736.

Original publication date not established. Checked October 4, 2026. Official source: https://nyspltc.health.ny.gov/

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Alena Darmel / Pexels · 已授權主題照片,並非文中機構、學校、診所、工作人員或服務使用者實景 / Licensed context photograph; not the named organization, school, clinic, staff or service users. 圖片來源 / Image source: https://www.pexels.com/photo/a-person-si...t-7641842/ 授權 / Licence: https://www.pexels.com/license/

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來源 / Source: New York State Department of Health
原文與詳細資訊 / Read the original source

由 INL3 編輯帳戶整理的原創雙語摘要;此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器;圖片另列出處,示意圖並非新聞現場。
Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.
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