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CalPERS 退休醫保:離職日、退休日與登記期限要分開核對 | CalPERS retiree health: separate separation, reti... - Printable Version

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CalPERS 退休醫保:離職日、退休日與登記期限要分開核對 | CalPERS retiree health: separate separation, reti... - INL3 保險新聞台 - 10-02-2026

CalPERS 退休醫保:離職日、退休日與登記期限要分開核對

計劃從加州公營機構退休時,不要只計退休金日期。CalPERS 退休醫保另須符合:離職後一百二十天內退休、領取每月退休金、離職當日有醫保登記資格,以及原僱主與所屬談判單位有適用的 CalPERS 醫保安排。

已登記者若離職與退休相隔不超過三十天,醫保一般可接續;相隔三十一至一百二十天,則要在退休日起六十天內要求重新登記。相隔超過一百二十天,官方列為不能把這項醫保帶入退休,不能只靠仍有退休金便推定受保。

退休後 CalPERS 是醫保聯絡窗口,可透過 myCalPERS、指定表格或 888-225-7377 查詢。帶齊兩個日期及僱主資料,另問保費分擔和生效日。合資格人生事件或公開登記期可能提供日後變更機會,但不是所有遲交都自動豁免;獲准參加也不等於全部保費由僱主支付。

原刊日期未能確認。查閱日期:2026-10-02。官方資料:https://www.calpers.ca.gov/retirees/health-and-medicare/eligibility-and-enrollment

English
CalPERS retiree health: separate separation, retirement and enrollment dates

Before retiring from a California public employer, distinguish the pension date from health-plan eligibility. CalPERS requires retirement within one hundred twenty days of separation, a monthly retirement allowance, health-enrollment eligibility at separation and an applicable employer and bargaining-unit health contract.

For an already enrolled member, separation and retirement within thirty days generally allow coverage to continue. A gap of thirty-one to one hundred twenty days requires an enrollment request within sixty days of retirement. The retiree page says a gap exceeding one hundred twenty days prevents carrying this health coverage into retirement; receiving a pension alone does not establish eligibility.

After retirement, CalPERS becomes the health-benefits contact. Use myCalPERS, its designated form or 888-225-7377. Have both dates and employer details ready, and ask separately about the effective date and premium contribution. Qualifying events or open enrollment may provide later change opportunities, but late applications are not automatically excused. Eligibility also does not mean the employer pays the entire premium.

Original publication date not established. Checked October 2, 2026. Official source: https://www.calpers.ca.gov/retirees/health-and-medicare/eligibility-and-enrollment

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Vitaly Gariev / Pexels · 已授權主題照片,並非文中機構、學校、診所、工作人員或服務使用者實景 / Licensed context photograph; not the named organization, school, clinic, staff or service users. 圖片來源 / Image source: https://www.pexels.com/photo/professional-job-interview-in-modern-office-setting-36733328/ 授權 / Licence: https://www.pexels.com/license/

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來源 / Source: California Public Employees Retirement System
原文與詳細資訊 / Read the original source

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