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親人離世後申請 Social Security 遺屬福利:電話預約及文件準備 | Applying for Social Security survivor ben... - Printable Version

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親人離世後申請 Social Security 遺屬福利:電話預約及文件準備 | Applying for Social Security survivor ben... - INL3 保險新聞台 - 10-02-2026

親人離世後申請 Social Security 遺屬福利:電話預約及文件準備

家庭成員離世後,配偶、前配偶、子女或受扶養父母可能符合 Social Security 遺屬福利,但須按死者工作紀錄及申請者條件判定。不要把死亡申報、私人壽險理賠及 Social Security 申請當成同一手續。

SSA 官方說明遺屬福利不能直接在網上申請,可致電 800-772-1213,或聯絡當地辦事處,預先約時間有助減少等候。先說明關係及是否已領取其他福利,讓職員確認需要哪類申請及適用日期,不應自行推定金額或追溯月份。

可能需要死亡、出生及婚姻證明,以及工作收入等資料;多數身分或關係文件須原件或發證機構認證副本,部分收入文件可用影本。不要因暫未集齊所有文件而延遲聯絡 SSA。保存收件及預約記錄,敏感文件只交官方渠道,勿貼在論壇。

原刊日期:2024-03-13。查閱日期:2026-10-02。官方資料:https://www.ssa.gov/faqs/en/questions/KA-02083.html

English
Applying for Social Security survivor benefits: contact SSA and prepare documents

After a family member dies, a spouse, former spouse, child or dependent parent may qualify for Social Security survivor benefits, depending on the worker's record and the applicant's circumstances. Reporting a death, claiming private life insurance and applying to SSA are separate processes.

SSA says survivor benefits cannot be applied for directly online. Call 800-772-1213 or contact a local office; arranging an appointment can reduce waiting. Explain the relationship and any benefits already received so staff can identify the correct application and dates. Do not assume an amount or a period of back payments.

Documents may include death, birth and marriage evidence and earnings information. Most identity or relationship documents require originals or issuing-agency-certified copies, while some earnings records may be photocopies. Do not delay contacting SSA because every document is not ready. Retain appointment and submission records, and send sensitive evidence only through official channels.

Originally published 2024-03-13. Checked October 2, 2026. Official source: https://www.ssa.gov/faqs/en/questions/KA-02083.html

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來源 / Source: Social Security Administration
原文與詳細資訊 / Read the original source
來源日期 / Source date: 2024-03-13

由 INL3 編輯帳戶整理的原創雙語摘要;此帳戶不是原媒體、業主、招聘者或醫療服務提供者。
Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider.
影片使用原發布者的播放器;圖片另列出處,示意圖並非新聞現場。
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