加州工傷僱主沒有保險：先向 DWC 查詢 UEBTF 程序 | An uninsured California employer: asking DWC about... - Printable Version +- INL3 Community | 中英生活社群 (https://inl3.com) +-- Forum: 美國 | United States (https://inl3.com/forumdisplay.php?fid=1) +--- Forum: 保險 | Insurance (https://inl3.com/forumdisplay.php?fid=5) +--- Thread: 加州工傷僱主沒有保險：先向 DWC 查詢 UEBTF 程序 | An uninsured California employer: asking DWC about... (/showthread.php?tid=711)

加州工傷僱主沒有保險：先向 DWC 查詢 UEBTF 程序 | An uninsured California employer: asking DWC about... - INL3 保險新聞台 - 10-02-2026 加州工傷僱主沒有保險：先向 DWC 查詢 UEBTF 程序 在加州工作受傷後，若僱主沒有依法購買工傷保險，可向 DWC 的 Information and Assistance 職員查詢 Uninsured Employers Benefits Trust Fund（UEBTF）。這項安排不是看到僱主無保險便自動付款，而是涉及 Workers’ Compensation Appeals Board（WCAB）裁定及僱主未支付福利的程序。 官方提醒，申請過程較複雜，裁定前後都有必要步驟。沒有一張單獨的「UEBTF 福利申請表」可以取代案件程序；通常須先處理 Application for Adjudication of Claim，再按要求申請基金支付。 查詢前可整理受傷日期、僱主名稱、醫療及工資文件，以及已收到的通知，但不要在公開論壇貼個人病歷。從官方頁選擇適用的 DWC 辦事處，請職員說明下一步及期限。這篇指南不判斷個案資格，也不保證基金會支付任何特定金額。 查閱日期：2026-10-02。原刊日期未能確認。官方資料：https://www.dir.ca.gov/dwc/claims.html English An uninsured California employer: asking DWC about the UEBTF process A California worker whose employer lacked required workers' compensation insurance can ask a DWC Information and Assistance officer about the Uninsured Employers Benefits Trust Fund, or UEBTF. Payment is not automatic simply because an employer was uninsured. The process involves benefits awarded by the Workers' Compensation Appeals Board and the employer's failure to pay. DWC warns that the procedure is complex, with necessary steps before and after an award. There is no separate UEBTF benefits application that replaces the case process. An Application for Adjudication of Claim generally comes before asking the fund to pay. For an inquiry, organize the injury date, employer details, medical and wage documents, and notices already received. Do not post personal medical records on a public forum. Use the official office contacts to clarify the applicable steps and deadlines. Individual eligibility or payment amounts are not determined here. Checked October 2, 2026. Original publication date not established. Official source: https://www.dir.ca.gov/dwc/claims.html Vitaly Gariev / Pexels · 已授權主題照片，並非文中機構、學校、診所、工作人員或服務使用者實景 / Licensed context photograph; not the named organization, school, clinic, staff or service users. 圖片來源 / Image source: https://www.pexels.com/photo/professional-job-interview-in-modern-office-setting-36733328/ 授權 / Licence: https://www.pexels.com/license/ --- 來源 / Source: California Department of Industrial Relations / DWC 原文與詳細資訊 / Read the original source 由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。 Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider. 影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。 Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.