聯邦僱員離婚後的 FEHB：Spouse Equity 須另行申請及核實資格 | FEHB after a federal employee’s divorce: ... - Printable Version +- INL3 Community | 中英生活社群 (https://inl3.com) +-- Forum: 美國 | United States (https://inl3.com/forumdisplay.php?fid=1) +--- Forum: 保險 | Insurance (https://inl3.com/forumdisplay.php?fid=5) +--- Thread: 聯邦僱員離婚後的 FEHB：Spouse Equity 須另行申請及核實資格 | FEHB after a federal employee’s divorce: ... (/showthread.php?tid=1892)

聯邦僱員離婚後的 FEHB：Spouse Equity 須另行申請及核實資格 | FEHB after a federal employee’s divorce: ... - INL3 保險新聞台 - 10-05-2026 聯邦僱員離婚後的 FEHB：Spouse Equity 須另行申請及核實資格 Spouse Equity 可讓符合條件的聯邦僱員或退休者前配偶自行加入 FEHB。主要條件包括在婚姻結束前十八個月內曾受家庭保障、享有部分退休年金或遺屬年金權益，以及未在五十五歲前再婚；離婚須發生於僱員在職或領取年金期間。 向負責的原僱用辦公室或退休系統提交 SF 2809 或書面申請意向，並核對離婚或資格通知後的六十日期限。須先申請、確立資格，才可正式加入；保費由本人負擔僱員及政府兩部分。不要假設離婚判令本身已延續保障，亦應詢問等待核定期間的銜接安排。 原刊日期未能確認。查閱日期：2026-10-04。官方資料：https://www.opm.gov/healthcare-insurance/healthcare/reference-materials/reference/former-spouses/ English FEHB after a federal employee’s divorce: Spouse Equity requires its own application and eligibility decision Spouse Equity can let an eligible former spouse of a federal employee or annuitant enroll separately in FEHB. Main requirements include family coverage during the eighteen months before the marriage ended, entitlement to part of an annuity or a survivor annuity, and no remarriage before age 55. The divorce must have occurred during employment or receipt of an annuity. Submit SF 2809 or written intent to the responsible former employing office or retirement system and check the sixty-day application deadline following divorce or an eligibility notice. Application and eligibility determination precede enrollment. The former spouse pays both employee and government premium shares. A divorce order alone does not continue coverage; ask about bridging a gap while eligibility is determined. Original publication date not established. Checked October 4, 2026. Official source: https://www.opm.gov/healthcare-insurance/healthcare/reference-materials/reference/former-spouses/ RDNE Stock project / Pexels · 醫療諮詢情境資料照，非本文服務或患者實況 / Medical consultation context, not this service or an actual patient case. Source: https://www.pexels.com/photo/doctor-talking-to-a-patient-6129681/ Licence: https://www.pexels.com/license/ --- 來源 / Source: U.S. Office of Personnel Management 原文與詳細資訊 / Read the original source 由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。 Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider. 影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。 Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.