加州車損理賠維修：你可選修理廠，先拿分項估價 | California insured auto repairs: choose the shop and obtain - Printable Version +- INL3 Community | 中英生活社群 (https://inl3.com) +-- Forum: 美國 | United States (https://inl3.com/forumdisplay.php?fid=1) +--- Forum: 保險 | Insurance (https://inl3.com/forumdisplay.php?fid=5) +--- Thread: 加州車損理賠維修：你可選修理廠，先拿分項估價 | California insured auto repairs: choose the shop and obtain (/showthread.php?tid=1660)

加州車損理賠維修：你可選修理廠，先拿分項估價 | California insured auto repairs: choose the shop and obtain - INL3 保險新聞台 - 10-04-2026 加州車損理賠維修：你可選修理廠，先拿分項估價 加州保險局的 Auto Repair Consumer Bill of Rights 說明，消費者可以選擇車身修理廠，保險公司不能強迫使用指定店家。接受維修前，應取得分項估價；完成後保留發票，核對更換零件是新品、二手、售後市場或翻修件等類別。 拖車、存車及租車費用是否受保，須先按保單與理賠安排確認，不要因車子送到修理廠便假設全數涵蓋。若爭議涉及修理品質，可查 Bureau of Automotive Repair；若是保險公司的理賠處理，則查保險局的投訴渠道。保留照片、估價、授權與往來記錄，有助說明問題。 原刊日期未能確認。查閱日期：2026-10-04。官方資料：https://www.insurance.ca.gov/01-consumers/105-type/95-guides/01-auto/upload/AutoRepairConsumerBillofRights_Final-3.pdf English California insured auto repairs: choose the shop and obtain an itemized estimate California’s Auto Repair Consumer Bill of Rights says consumers may choose their body-repair shop; an insurer cannot require a particular shop. Obtain an itemized estimate before authorizing repairs and keep the final invoice, including whether replacement parts are new, used, aftermarket or rebuilt. Confirm towing, storage and rental-car coverage under the policy and claim arrangements rather than assuming every charge is covered. Repair-quality concerns can go to the Bureau of Automotive Repair; insurance claim-handling concerns belong with the Department of Insurance. Keep photographs, estimates, authorizations and correspondence to explain the dispute. Original publication date not established. Checked October 4, 2026. Official source: https://www.insurance.ca.gov/01-consumers/105-type/95-guides/01-auto/upload/AutoRepairConsumerBillofRights_Final-3.pdf Alena Darmel / Pexels · 文件簽署情境資料照，非本文機構或真實申請 / Document-signing context, not this institution or an actual application. Source: https://www.pexels.com/photo/a-person-signing-a-contract-7641842/ Licence: https://www.pexels.com/license/ --- 來源 / Source: California Department of Insurance 原文與詳細資訊 / Read the original source 由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。 Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider. 影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。 Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.