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Medicare 安寧照護:選擇程序、續期與仍可能自付的費用 | Medicare hospice: election, recertification and c... - Printable Version

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Medicare 安寧照護:選擇程序、續期與仍可能自付的費用 | Medicare hospice: election, recertification and c... - INL3 保險新聞台 - 10-03-2026

Medicare 安寧照護:選擇程序、續期與仍可能自付的費用

Medicare 安寧照護屬 Part A 保障,須由醫療人員確認末期疾病及預期壽命條件,並簽署選擇舒適照護的聲明。這是針對末期疾病及相關狀況的照護安排,不代表放棄所有其他疾病的醫療。

「預期六個月或以下」不是到第六個月自動停止。符合條件並獲重新認證者可繼續,福利期為兩次九十天,其後六十天一期。與末期疾病相關的服務應由所選安寧團隊提供或安排,另找服務前先核對,以免自行承擔帳單。

合資格核准服務通常不收費,但門診止痛及症狀藥物每次處方可有最高五元共付,住院喘息服務亦可能有共付。一般住宿膳食並不全面包括,與末期疾病無關的醫療也有原有自付規則。請醫療團隊解釋選擇聲明、未涵蓋項目和個別費用,再作適合自己的決定。

原刊日期未能確認。查閱日期:2026-10-02。官方資料:https://www.medicare.gov/coverage/hospice-care

English
Medicare hospice: election, recertification and costs that may remain

Medicare hospice is a Part A benefit requiring medical certification of terminal illness and a signed election of comfort care for that illness and related conditions. It does not mean abandoning medical treatment for every unrelated condition.

A prognosis of six months or less is not an automatic six-month coverage cutoff. Eligible patients can continue after recertification. Benefit periods consist of two ninety-day periods followed by sixty-day periods. The chosen hospice team must provide or arrange care related to the terminal illness, so check before obtaining separate services that might leave you responsible for the bill.

Approved hospice services generally cost nothing, but outpatient symptom-management prescriptions can involve copayments of up to five dollars each, and inpatient respite care can involve cost sharing. Ordinary room and board are not universally covered. Unrelated treatment retains its applicable charges. Ask the team to explain the election statement, excluded services and individual costs before deciding.

Original publication date not established. Checked October 2, 2026. Official source: https://www.medicare.gov/coverage/hospice-care

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來源 / Source: Medicare
原文與詳細資訊 / Read the original source

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