退伍後申請 VGLI：分清二百四十天與一年加一百二十天 | VGLI after separation: distinguish the two applicati... - Printable Version +- INL3 Community | 中英生活社群 (https://inl3.com) +-- Forum: 美國 | United States (https://inl3.com/forumdisplay.php?fid=1) +--- Forum: 保險 | Insurance (https://inl3.com/forumdisplay.php?fid=5) +--- Thread: 退伍後申請 VGLI：分清二百四十天與一年加一百二十天 | VGLI after separation: distinguish the two applicati... (/showthread.php?tid=1040)

退伍後申請 VGLI：分清二百四十天與一年加一百二十天 | VGLI after separation: distinguish the two applicati... - INL3 保險新聞台 - 10-02-2026 退伍後申請 VGLI：分清二百四十天與一年加一百二十天 VGLI 是退伍後可能延續的團體定期壽險，與 VALife 等其他退伍軍人人壽計劃不同。VA 列出多種合資格退役、後備役轉換或傷病情況，應先按自己的離隊身分及原有 SGLI 紀錄核對。 重要的是兩個不同期限：通常須在離隊後一年加一百二十天內申請；若在首二百四十天內申請，無須證明健康良好。超過二百四十天仍在總期限內者，須提交健康證明，不能把較長申請期理解為全程免健康審查。 官方提供經 OSGLI 的線上入口及 SGLV 8714 郵寄／傳真表格。保障額通常按離隊時的 SGLI 而定，現列一萬至五十萬美元；保費按年齡與保額計算。先比較費用、受益人資料與其他保障，再保存正式生效文件。不要因已送出申請就取消其他保單，也不要把可以長期維持的定期保障誤當有現金值的終身壽險。 原刊日期未能確認。查閱日期：2026-10-02。官方資料：https://www.va.gov/life-insurance/options-eligibility/vgli/ English VGLI after separation: distinguish the two application deadlines VGLI is group term life insurance that may continue protection after military service. It differs from VALife and other veterans' insurance programs. VA lists several qualifying separation, reserve-transition and disability circumstances, so check the actual service status and previous SGLI record. Two deadlines matter. Applications generally must reach the program within one year and one hundred twenty days after separation. Applying during the first two hundred forty days avoids a health review. An application after that point, but within the overall period, requires evidence of good health; the longer deadline does not extend the no-health-review period. The official page links to OSGLI's online application and the mailed or faxed SGLV 8714 form. Coverage generally reflects SGLI held at separation, with listed amounts from ten thousand to five hundred thousand dollars. Premiums depend on age and amount. Compare costs and beneficiaries, and retain effective-coverage documents before changing other insurance. Renewable term protection should not be confused with a cash-value whole-life policy. Original publication date not established. Checked October 2, 2026. Official source: https://www.va.gov/life-insurance/options-eligibility/vgli/ Vitaly Gariev / Pexels · 已授權主題照片，並非文中機構、學校、診所、工作人員或服務使用者實景 / Licensed context photograph; not the named organization, school, clinic, staff or service users. 圖片來源 / Image source: https://www.pexels.com/photo/professional-job-interview-in-modern-office-setting-36733328/ 授權 / Licence: https://www.pexels.com/license/ --- 來源 / Source: U.S. Department of Veterans Affairs 原文與詳細資訊 / Read the original source 由 INL3 編輯帳戶整理的原創雙語摘要；此帳戶不是原媒體、業主、招聘者或醫療服務提供者。 Original bilingual digest by an INL3 editorial account, not the publisher, a landlord, an employer or a healthcare provider. 影片使用原發布者的播放器；圖片另列出處，示意圖並非新聞現場。 Videos use the original uploader's player. Image credits are separate; illustrations do not depict the event.